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	<title>North Shore Advisory, Inc.</title>
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	<link>http://www.northshoreadvisory.com/wp</link>
	<description>News on Credit repair and Credit Restoration</description>
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		<title>Strategy for Deciding to Pass on a Short Sale</title>
		<link>http://www.northshoreadvisory.com/wp/strategy-for-deciding-to-pass-on-a-short-sale/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/strategy-for-deciding-to-pass-on-a-short-sale/2credit-scores#comments</comments>
		<pubDate>Thu, 11 Aug 2011 18:06:43 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Apartment]]></category>
		<category><![CDATA[Banking Industry]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Delinquencies]]></category>
		<category><![CDATA[Finance Industry]]></category>
		<category><![CDATA[Financial Stress]]></category>
		<category><![CDATA[Future Plans]]></category>
		<category><![CDATA[Job Prospects]]></category>
		<category><![CDATA[Job Salary]]></category>
		<category><![CDATA[Losing Sleep]]></category>
		<category><![CDATA[New Position]]></category>
		<category><![CDATA[North Shore]]></category>
		<category><![CDATA[Parents]]></category>
		<category><![CDATA[Restoration Services]]></category>
		<category><![CDATA[Sacrifices]]></category>
		<category><![CDATA[Sleep]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1080</guid>
		<description><![CDATA[  Ed exemplifies the strategic approach to short sales. Ed bought an apartment in a popular city five years ago when he was earning $350,000 a year in the finance industry. Recently, however, his property value decreased substantially and so did his salary.  Although the bank was willing to approve a short sale, Ed began to [...]]]></description>
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		</item>
		<item>
		<title>Low Credit Scores and Short Sales</title>
		<link>http://www.northshoreadvisory.com/wp/low-credit-scores-and-short-sales/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/low-credit-scores-and-short-sales/2credit-scores#comments</comments>
		<pubDate>Tue, 09 Aug 2011 18:04:17 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Benefit]]></category>
		<category><![CDATA[Best Choice]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Car Lease]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Repair Company]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Current]]></category>
		<category><![CDATA[Financial Distress]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Mortgage Holder]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Seven Years]]></category>
		<category><![CDATA[Term Goals]]></category>
		<category><![CDATA[Variety]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1078</guid>
		<description><![CDATA[  The choice to have a deficiency balance waived in a Short Sale is clearly the better of the two options for the seller, but there is no guarantee that this will happen. In fact, there is no guarantee that a lender will even approve a short sale. There are many factors to be considered, including the value [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Example of a Short Sale</title>
		<link>http://www.northshoreadvisory.com/wp/first-example-of-a-short-sale/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/first-example-of-a-short-sale/2credit-scores#comments</comments>
		<pubDate>Sun, 07 Aug 2011 18:01:46 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Breadwinner]]></category>
		<category><![CDATA[Current Value]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Financial Distress]]></category>
		<category><![CDATA[Financial Stress]]></category>
		<category><![CDATA[Intention]]></category>
		<category><![CDATA[Internet Advertising]]></category>
		<category><![CDATA[Loan Application]]></category>
		<category><![CDATA[Lost]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[North Shore Advisory - Credit Repair Help]]></category>
		<category><![CDATA[Obligation]]></category>
		<category><![CDATA[Printing Business]]></category>
		<category><![CDATA[Six Years]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1076</guid>
		<description><![CDATA[June and Bob Lansan bought a summer home in Florida six years ago for $350,000 with the intention of retiring there. The mortgage they hold is for $275,000 and the current value of the property is $150,000. The bank has agreed to allow the purchase of this property at $150,000 which means the bank will receive the [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Should a Decision to Apply for a  Short Sale be Analyzed?</title>
		<link>http://www.northshoreadvisory.com/wp/how-should-a-decision-to-apply-for-a-short-sale-be-analyzed/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/how-should-a-decision-to-apply-for-a-short-sale-be-analyzed/2credit-scores#comments</comments>
		<pubDate>Fri, 05 Aug 2011 17:53:19 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Financial Distress]]></category>
		<category><![CDATA[Mortgage Holder]]></category>
		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1071</guid>
		<description><![CDATA[So many consumers wonder how short sales affect their credit, and if selling their home through a short sale is the best approach.  There are many factors to be considered, including the value of the house, the price being offered by the buyer, and the financial condition of the seller. If a seller cannot show financial [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Different Variations on a Short Sale</title>
		<link>http://www.northshoreadvisory.com/wp/the-different-variations-on-a-short-sale/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/the-different-variations-on-a-short-sale/2credit-scores#comments</comments>
		<pubDate>Wed, 03 Aug 2011 17:57:27 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Cpa Accountant]]></category>
		<category><![CDATA[Original Mortgage]]></category>
		<category><![CDATA[Tax Consequences]]></category>
		<category><![CDATA[Variations]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1073</guid>
		<description><![CDATA[There are two different types of short sales that can occur: A short sale without a deficiency balance, meaning that the amount left over that the buyers price didn&#8217;t cover on the original mortgage will be forgiven by the bank, and the seller will not have to pay it back to the lender.  (There are [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a Short Sale?</title>
		<link>http://www.northshoreadvisory.com/wp/what-is-a-short-sale/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/what-is-a-short-sale/2credit-scores#comments</comments>
		<pubDate>Mon, 01 Aug 2011 17:46:35 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1066</guid>
		<description><![CDATA[  A short sale is when a lender agrees to allow the sale of a property for less than the amount of the mortgage owed.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Analysis of Mortgage Lates &amp; New Fico Score Information</title>
		<link>http://www.northshoreadvisory.com/wp/analysis-of-mortgage-lates-new-fico-score-information/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/analysis-of-mortgage-lates-new-fico-score-information/2credit-scores#comments</comments>
		<pubDate>Wed, 29 Jun 2011 12:00:33 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Business Credit]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Delinquencies]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Fico Scores]]></category>
		<category><![CDATA[Goals]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Long Time]]></category>
		<category><![CDATA[Mortgage Information]]></category>
		<category><![CDATA[Mortgage Late]]></category>
		<category><![CDATA[Mortgage Lates]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[Natural Time]]></category>
		<category><![CDATA[North Shore]]></category>
		<category><![CDATA[North Shore Advisory - Credit Repair Help]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Restoration Services]]></category>
		<category><![CDATA[Strategic Plans]]></category>
		<category><![CDATA[Time Period]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1059</guid>
		<description><![CDATA[Once you review the last 12 posts you can see that if a consumer has a very high 780 score the affect of mortgage late payments will be different than a consumer with a 680 credit score.   The higher the credit score the longer it takes to recover.  Evaluating this information along with the future goals of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Recovery From a 90 Day Late Payment on a 680 Fico Score</title>
		<link>http://www.northshoreadvisory.com/wp/recovery-from-a-90-day-late-payment-on-a-680-fico-score/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/recovery-from-a-90-day-late-payment-on-a-680-fico-score/2credit-scores#comments</comments>
		<pubDate>Mon, 27 Jun 2011 12:54:54 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[9 Months]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business Credit]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Fico Scores]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[North Shore]]></category>
		<category><![CDATA[North Shore Advisory - Credit Repair Help]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Restoration Services]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1057</guid>
		<description><![CDATA[Fico recently revealed new information about mortgage late payments and affects on Fico Scores. If a consumer had about a 680 Fico score and experienced a ninety day late payment the score would drop down between a 600-620 and take 9 months to naturally recover. Of course we can help sooner For more on credit [...]]]></description>
		<wfw:commentRss>http://www.northshoreadvisory.com/wp/recovery-from-a-90-day-late-payment-on-a-680-fico-score/2credit-scores/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recovery From 30 Day Mortgage Lates to a 680 Fico Score</title>
		<link>http://www.northshoreadvisory.com/wp/recovery-from-30-day-mortgage-lates-to-a-680-fico-score/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/recovery-from-30-day-mortgage-lates-to-a-680-fico-score/2credit-scores#comments</comments>
		<pubDate>Sat, 25 Jun 2011 12:51:15 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[9 Months]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business Credit]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Fico Scores]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Mortgage Late]]></category>
		<category><![CDATA[Mortgage Lates]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[North Shore]]></category>
		<category><![CDATA[North Shore Advisory - Credit Repair Help]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Restoration Services]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1053</guid>
		<description><![CDATA[Fico recently revealed new information about mortgage late payments and affects on Fico Scores. If a consumer had about a 680 Fico score and experienced a thirty day late payment the score would drop down between a 600-620 and take 9 months to naturally recover. Of course we can help sooner For more on credit restoration, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recovery of a 720 Fico Score After a 90 Day Mortgage Late</title>
		<link>http://www.northshoreadvisory.com/wp/recovery-of-a-720-fico-score-after-a-90-day-mortgage-late/2credit-scores</link>
		<comments>http://www.northshoreadvisory.com/wp/recovery-of-a-720-fico-score-after-a-90-day-mortgage-late/2credit-scores#comments</comments>
		<pubDate>Thu, 23 Jun 2011 13:00:06 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[3 Years]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business Credit]]></category>
		<category><![CDATA[Credit Education]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Fico Scores]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Mortgage Late]]></category>
		<category><![CDATA[Mortgage Payments]]></category>
		<category><![CDATA[North Shore]]></category>
		<category><![CDATA[North Shore Advisory - Credit Repair Help]]></category>
		<category><![CDATA[Personal]]></category>
		<category><![CDATA[Realtors]]></category>
		<category><![CDATA[Restoration Services]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=1050</guid>
		<description><![CDATA[Fico recently revealed new information about mortgage late payments and affects on Fico Scores. If a consumer had about about a 720 Fico score and experienced a ninety day late payment the score would drop down between a 610-630 and take 3 years to naturally recover. Of course we can help sooner For more on credit restoration, [...]]]></description>
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