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	<title>North Shore Advisory, Inc. &#187; Healthy Credit Advice</title>
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	<description>News on Credit repair and Credit Restoration</description>
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		<title>Business Credit Cards are they a Good Choice?</title>
		<link>http://www.northshoreadvisory.com/wp/business-credit-cards-are-they-a-good-choice/business-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/business-credit-cards-are-they-a-good-choice/business-credit#comments</comments>
		<pubDate>Fri, 20 Aug 2010 13:30:53 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Cedit Score Risks]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Protecting Credit]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Business Cards]]></category>
		<category><![CDATA[Business Credit Cards]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Business Owners]]></category>
		<category><![CDATA[Consequence]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Dips]]></category>
		<category><![CDATA[Distinction]]></category>
		<category><![CDATA[Fear]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Personal Credit Reports]]></category>
		<category><![CDATA[Principals]]></category>
		<category><![CDATA[Repair Credit Scores]]></category>
		<category><![CDATA[Using Credit Cards]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=677</guid>
		<description><![CDATA[As a business owner having business credit cards could be a great asset to personal credit scores.  Although you sign personally for business credit cards they normally do not get reported to personal credit reports.  This is a great option for business owners that want to separate their personal credit from business credit.  Besides having [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Small Business Owners and Credit Cards</title>
		<link>http://www.northshoreadvisory.com/wp/small-business-owners-and-credit-cards/business-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/small-business-owners-and-credit-cards/business-credit#comments</comments>
		<pubDate>Wed, 18 Aug 2010 13:22:41 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Cedit Score Risks]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Protecting Credit]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Bookkeeper]]></category>
		<category><![CDATA[Business Cards]]></category>
		<category><![CDATA[Business Expenses]]></category>
		<category><![CDATA[Business Owner]]></category>
		<category><![CDATA[Cards Business]]></category>
		<category><![CDATA[Cards Credit]]></category>
		<category><![CDATA[Credit Balances]]></category>
		<category><![CDATA[Credit Card Payment]]></category>
		<category><![CDATA[Maximum]]></category>
		<category><![CDATA[Nose Dive]]></category>
		<category><![CDATA[Personal Credit]]></category>
		<category><![CDATA[Repair Credit Scores]]></category>
		<category><![CDATA[Revolving Credit]]></category>
		<category><![CDATA[Score]]></category>
		<category><![CDATA[Small Business Owners]]></category>
		<category><![CDATA[Using Credit Cards]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=675</guid>
		<description><![CDATA[Many small business owners do not think about how their credit will be affected when using credit cards for their business expenses.  Personal credit scores drop dramatically when personal revolving credit balances increase.  Revolving credit is anything you can pay the minimum and charge the maximum.  As the balances increase on this type of credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to decide if Business Credit Monitoring is right for you?</title>
		<link>http://www.northshoreadvisory.com/wp/how-to-decide-if-business-credit-monitoring-is-right-for-you/business-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/how-to-decide-if-business-credit-monitoring-is-right-for-you/business-credit#comments</comments>
		<pubDate>Mon, 16 Aug 2010 12:45:08 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Cedit Score Risks]]></category>
		<category><![CDATA[Financial Problems]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Amp]]></category>
		<category><![CDATA[Break]]></category>
		<category><![CDATA[Credit Monitoring]]></category>
		<category><![CDATA[Daily Basis]]></category>
		<category><![CDATA[Dot]]></category>
		<category><![CDATA[Dun And Bradstreet]]></category>
		<category><![CDATA[Dun Bradstreet]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Prosperous Business]]></category>
		<category><![CDATA[Repair Credit Scores]]></category>
		<category><![CDATA[Smart Business Decisions]]></category>
		<category><![CDATA[Smart Business Owners]]></category>
		<category><![CDATA[Tool]]></category>
		<category><![CDATA[Walmart]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=672</guid>
		<description><![CDATA[Is your company being passed over because of D&#38;B credit scores? If Vendors are consistently extending credit to your business and if you are bidding and competing for projects your Dun and Bradstreet credit could make or break you. In this highly competitive economy where businesses are here today and gone tomorrow (whether they have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How does Dun and Bradstreet decide what your scores should be?</title>
		<link>http://www.northshoreadvisory.com/wp/how-does-dun-and-bradstreet-decide-what-your-scores-should-be/business-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/how-does-dun-and-bradstreet-decide-what-your-scores-should-be/business-credit#comments</comments>
		<pubDate>Sat, 14 Aug 2010 12:24:18 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Cedit Score Risks]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[12 Months]]></category>
		<category><![CDATA[Amp]]></category>
		<category><![CDATA[Business Size]]></category>
		<category><![CDATA[Ccs]]></category>
		<category><![CDATA[credit profile]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Delinquent]]></category>
		<category><![CDATA[Dun And Bradstreet]]></category>
		<category><![CDATA[Dun Bradstreet]]></category>
		<category><![CDATA[Failure]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[Financial Statements]]></category>
		<category><![CDATA[Financial Stress]]></category>
		<category><![CDATA[Indexes]]></category>
		<category><![CDATA[Likelihood]]></category>
		<category><![CDATA[Net Worth]]></category>
		<category><![CDATA[Paydex Score]]></category>
		<category><![CDATA[Repair Credit Scores]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=670</guid>
		<description><![CDATA[There are different scores and indexes that represent a companies paying ability and financial health.   When we evaluate a companies business credit we look at their paying patterns, financial statements, amount of Vendors,  and the debt owed to each Vendor.  Once we see the facts surrounding these area&#8217;s we can tell if we can make [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who has been looking at your Dun &amp; Bradstreet credit profile?</title>
		<link>http://www.northshoreadvisory.com/wp/who-has-been-looking-at-your-dun-bradstreet-credit-profile/business-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/who-has-been-looking-at-your-dun-bradstreet-credit-profile/business-credit#comments</comments>
		<pubDate>Thu, 12 Aug 2010 12:07:01 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Financial Problems]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[business credit]]></category>
		<category><![CDATA[Business Decisions]]></category>
		<category><![CDATA[credit profile]]></category>
		<category><![CDATA[Dotted Line]]></category>
		<category><![CDATA[Dun And Bradstreet]]></category>
		<category><![CDATA[Dun Bradstreet]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Financial Statements]]></category>
		<category><![CDATA[Indexes]]></category>
		<category><![CDATA[Late Payments]]></category>
		<category><![CDATA[Making Decisions]]></category>
		<category><![CDATA[Nsa]]></category>
		<category><![CDATA[Perfect Sense]]></category>
		<category><![CDATA[Receivables]]></category>
		<category><![CDATA[Repair Credit Scores]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=666</guid>
		<description><![CDATA[When you think about it pulling a businesses credit before highering them makes perfect sense in any economy (especially this one).  Since Dun and Bradstreet credit has become so important when making decisions regarding using a companies services and giving a business credit it is so imperative to know your business credit is always at [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Financial Reform and Free Credit Scores</title>
		<link>http://www.northshoreadvisory.com/wp/new-financial-reform-and-free-credit-scores/score-decreases</link>
		<comments>http://www.northshoreadvisory.com/wp/new-financial-reform-and-free-credit-scores/score-decreases#comments</comments>
		<pubDate>Sun, 25 Jul 2010 21:05:38 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Cedit Score Risks]]></category>
		<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Car Leases]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Institution]]></category>
		<category><![CDATA[Free Credit Scores]]></category>
		<category><![CDATA[Free Scores]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=657</guid>
		<description><![CDATA[The new Financial Reform bill was signed but it will not take effect for another year.  Free scores will be provided to consumers that have been denied funding or charged higher interest rates for loans, credit cards, and car leases.  It was unclear who would provide these scores but from what I read it seems [...]]]></description>
		<wfw:commentRss>http://www.northshoreadvisory.com/wp/new-financial-reform-and-free-credit-scores/score-decreases/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Banks are Declining Loans More and More!</title>
		<link>http://www.northshoreadvisory.com/wp/why-banks-are-declining-loans-more-and-more/having-healthy-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/why-banks-are-declining-loans-more-and-more/having-healthy-credit#comments</comments>
		<pubDate>Fri, 16 Jul 2010 14:14:59 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Amp]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Declines]]></category>
		<category><![CDATA[Documentation]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fannie Mae And Freddie Mac]]></category>
		<category><![CDATA[Financial Information]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Government Agencies]]></category>
		<category><![CDATA[High Scores]]></category>
		<category><![CDATA[Information Requests]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Microscope]]></category>
		<category><![CDATA[Middle Man]]></category>
		<category><![CDATA[Rock And A Hard Place]]></category>
		<category><![CDATA[Underwriter]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=648</guid>
		<description><![CDATA[Does Fannie Mae and Freddie Mac mean anything to you?  The majority of loans that default are typically bought by Fannie and Freddie (government agencies).  Once F&#38;F buy the loan they try to arrange some kind of payment plan or it goes to foreclosure.  The problem for the banks that accept and underwrite these loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDIT CARD RULE CHANGES DO NOT APPLY TO BUSINESS CREDIT CARDS</title>
		<link>http://www.northshoreadvisory.com/wp/credit-card-rule-changes-do-not-apply-to-business-credit-cards/having-healthy-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/credit-card-rule-changes-do-not-apply-to-business-credit-cards/having-healthy-credit#comments</comments>
		<pubDate>Sun, 13 Jun 2010 14:24:26 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Act]]></category>
		<category><![CDATA[Business Cards]]></category>
		<category><![CDATA[Business Credit Cards]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Personal Cards]]></category>
		<category><![CDATA[Personal Credit Cards]]></category>
		<category><![CDATA[Rule Changes]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=608</guid>
		<description><![CDATA[It is true that business credit cards do not have the same rules that apply to regular credit. The new credit card act only applies to personal credit cards.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the negative side of Fraud Alerts?</title>
		<link>http://www.northshoreadvisory.com/wp/what-is-the-negative-side-of-fraud-alerts/having-healthy-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/what-is-the-negative-side-of-fraud-alerts/having-healthy-credit#comments</comments>
		<pubDate>Wed, 09 Jun 2010 13:30:40 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Applications]]></category>
		<category><![CDATA[Bloomingdales]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Approval]]></category>
		<category><![CDATA[Creditors]]></category>
		<category><![CDATA[Distant Future]]></category>
		<category><![CDATA[Downside]]></category>
		<category><![CDATA[Fast Paced World]]></category>
		<category><![CDATA[Fraud Alert]]></category>
		<category><![CDATA[Instant Credit]]></category>
		<category><![CDATA[Instant Profits]]></category>
		<category><![CDATA[Norm]]></category>
		<category><![CDATA[When Was The Last Time]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=598</guid>
		<description><![CDATA[Fraud alerts may in some cases stop you from getting instant credit.  In this fast paced world we live in with so many alluring offers at every turn it could be frustrating for consumers to have to wait for credit approval.  When was the last time you saved 30% on a purchase for opening credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Positive Side Of A Fraud Alert?</title>
		<link>http://www.northshoreadvisory.com/wp/what-is-the-positive-side-of-a-fraud-alert/having-healthy-credit</link>
		<comments>http://www.northshoreadvisory.com/wp/what-is-the-positive-side-of-a-fraud-alert/having-healthy-credit#comments</comments>
		<pubDate>Mon, 07 Jun 2010 13:23:30 +0000</pubDate>
		<dc:creator>Tracy Becker</dc:creator>
				<category><![CDATA[Healthy Credit Advice]]></category>
		<category><![CDATA[Protecting Credit]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[credit profile]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Criminals]]></category>
		<category><![CDATA[Fraud Alert]]></category>
		<category><![CDATA[new credit]]></category>
		<category><![CDATA[Phone Number]]></category>

		<guid isPermaLink="false">http://www.northshoreadvisory.com/wp/?p=596</guid>
		<description><![CDATA[Fraud alerts are a great way to protect yourself from criminals opening accounts in your name.  Once you put a fraud alert on your credit profile, with a phone number you can be contacted at, it is nearly impossible for credit to be opened in your name without your approval. When applying for new credit the [...]]]></description>
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