What could the savings be on a mortgage ...
About 6 months ago we had a client who was a successful Doctor that was interested in refinancing a very high mortgage. His score was a 680 and the mortgage was over one million dollars. He needed 40 points and his mortgage would go from $28,000 a month to $18,000. The savings he would enjoy were huge. This is typical in terms of the value of having high scores. It doesn’t matter...Banning overdraft fee’s for ATM &#...
In July 2010 if the law passes Banks will not be allowed to charge overdraft fee’s on ATM and Debit cards unless each consumer Opts In to the fee. In the past banks would automatically approve the transaction and charge a hefty fee to the consumer. This was another avenue banks took to add to profits. In July consumers will have to approve the overdraft fee by taking the Opt In...Giving your credit card to buy membershi...
Opting out of Credit Cards?...
How do consumers manage high credit card...
Bankruptcy, Debt Settlement, Debt Consol...
In the past year I have had an enormous amount of consumers and professionals (Bankers, CPA’s, Realtors, Attorneys, and Wealth Management Companies) asking for clarity about the choices available to people suffering hardships in this economy. Of course thy want the most practical solution for every different situation. Although we deal with many extremely talented and...Unemployment Debit Card FEES!!!...
Unemployment funds are now disbursed in the form of Debit Cards as opposed to checks. These Debit Cards are issued by Chase who has been contracted by the goverment to handle these funds. When the card is issued the unemployed card holder can use Chase and All Points ATM machines for free to withdraw funds. If an ATM is used out of this network Chase Bank will allow 2 transactions...American Express back in the CHARGE CARD...
American Express, over the good part of the last 50 years, focused primarily on the more affluent consumers who can pay off their bills monthly. As credit card companies offered more and more credit card deals to the general public Amex was laured into cashing in as well. Consumers began to use credit cards for small ticket items, drug stores, grocery stores, $5.00, $10.00, $30.00...
