content top
recent posts

Are Consumers being taken with ...

Now the the New Reform bill has been passed I noticed creditreport.com offering 2010 free scores.   How nice of them?  This is a trick they are using to take advantage of consumers who are not educated to the details of the reform and who...

Credit Karma and free scores?...

www.creditkarma.com offers free credit scores to consumers no strings attached?  Well they do offer free credit scores anytime a consumer would like to see them.  The problem is they do not disclose what score it is and how it relates to...

New Financial Reform and Free C...

The new Financial Reform bill was signed but it will not take effect for another year.  Free scores will be provided to consumers that have been denied funding or charged higher interest rates for loans, credit cards, and car leases.  It was...

NY State is fighting back again...

 Andrew Cuoumo is now suing over 30 different Law Firms and a few Debt Collectors  that had used a company called (ALP) American Legal Process to serve legal papers.  The 100,000 judgments against consumers who were not served properly...
recent from Repair Credit Scores Are Consumers being taken with the New 2010 Reform?
Now the the New Reform bill has been passed I noticed creditreport.com offering 2010 free scores.   How nice of them?  This is a trick they are using to take advantage of consumers who are not educated to the details of the reform and who qualifies for it.  When you fill out the application for the free...
recent from Financial Problems What could the savings be on a mortgage by raising your score?
About 6 months ago we had a client who was a successful Doctor that was interested in refinancing a very high mortgage. His score was a 680 and the mortgage was over one million dollars. He needed 40 points and his mortgage would go from $28,000 a month to $18,000. The savings he would enjoy were huge. This...
recent from Protecting Credit NY State is fighting back against illegal collection practices?
 Andrew Cuoumo is now suing over 30 different Law Firms and a few Debt Collectors  that had used a company called (ALP) American Legal Process to serve legal papers.  The 100,000 judgments against consumers who were not served properly may have to be thrown out of...
recent from Healthy Credit Advice New Financial Reform and Free Credit Scores
The new Financial Reform bill was signed but it will not take effect for another year.  Free scores will be provided to consumers that have been denied funding or charged higher interest rates for loans, credit cards, and car leases.  It was unclear who would provide these scores but from what I read it...