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914-524-8300     info@northshoreadvisory.com

What People Are Saying About Us:

North Shore Advisory Testimonials

 

July 23, 2010

You did it!

720 score.

Thanks,

Traylor McClellan- Wells Fargo Home Mortgage, Mortgage Consultant

July 20, 2010

I have made many referrals to Tracy and her team for 13 years, and have never heard one complaint! North Shore Advisory is able to assist my clients to obtain their credit goals and educate them on the importance of maintaining one's credit. It is a positive reflection on me to refer my clients to a company like North Shore Advisory because of the service, courtesy and professionalism that is provided.

-Gabrielle E. Stern- Signature Bank, Group Director and Senior Vice President

July 19, 2010

Cynthia,

I just wanted to send you and your company a quick note of thanks. As a result of your services you have quickly and drastically assisted me in getting my credit score right where I thought it should be. Even after the reporting of my closing on a mortgage and a line of credit, my scores are currently as follows:

Transunion- 780

Equifax- 788

Vantage/Experian- 910

I will continue to practice your helpful and practical tips of the trade to maintain these scores and even strive to improve them. Meanwhile, my wife and I are more than pleased, relieved, and very excited to get on with the purchasing of a home!

Thanks again,

M.C.

 

July 13, 2010

Hello Miss Becker- I'm Daniel Gonzalez, the President of CABS at Monroe College. I met you on June 19th when you came to speak to our students. I wanted to thank you for taking the time to come in and talk about credit. The information you gave us, including how credit scores work, how to use credit cards to our benefit, and the "Tips on Credit" handout, was very helpful and interesting. I am sure many, if not all, in the audience found information that we could use to help us improve our credit scores. I found some information that I am going to use to guide me to improving my credit score so I personally appreciate the information you taught us. Also, as your event was the first I experienced as a club member, I was eager to see how an event like this could enhance my course studies. As a result of your presentation I walked away excited about the possibilities for understanding the real-world applications of the theories I'm learning. I wish we had two or three hours to explore the information you gave us. I had not gotten the opportunity to thank you earlier and I wanted to make sure you knew I/we appreciate your having taken the time to speak to us about this important subject. Hopefully we will have other opportunities to have events like this in the future.

Sincerely,

Daniel Gonzalez- President of CABS at Monroe College

July 2, 2010

Keep doing a great job Tracy! I always recommend you. K.G. will be calling you soon she needs your help.

-Paul Litvintsev- Thaureau Group

 

July 1, 2010

All- If you have a borrower with credit issues and it's affecting your pricing and/or even ability to get a loan approved, you may want to reach out to Tracy at North Shore Advisory to see if she can assist. She provides an excellent service, and has successfully helped several very happy clients of mine recently.

-Justin Pfeifer- Metlife Bank of America, Home Loans

July 1, 2010

Tracy, you're the BEST!! You have come through for me on so many occasions...Don't change a thing, you're doing great!

-Alex Elezaj- Bank of America

 

June 31, 2010

North Shore Advisory was referred to me by a loan officer who told me I had a long and extensive battle to fight. I had been unemployed three times, got divorced and lost my home while attending several (3) court cases. I became homeless and had no other choice than to be at the mercy of others. I didn't want to file bankruptcy because I had every intention of paying all my debt. However, creditors could care less about your financial and emotional stress. They just want their money.

The professionalism and caring you get from North Shore is impossible to find anywhere else. I have been fully independent all my life. I took care of myself, my family, and anyone else who needed me. After the severe emotional stress I had gone through, I finally accepted that I needed someone to help me so that I could take care of a mess (credit scores) that I had somewhat thought was hopeless. They became my voice when I had no strength to deal with any more trauma. If anyone knows what they're doing, it's North Shore Advisory.

North Shore has literally given me my life back. I am now seeing a light I couldn't see before. They treat you like an individual and not just another customer. Although I was a very strong person in the past I lost it somewhere with everything that was going on in my life. I feel like a person again. I'm not afraid anymore and I'm almost the person I was before my life fell apart. I owe it all to North Shore and "YES" your scores do go up.

I don't know what I would have done without Tracy and Cynthia who took the time to listen and understand what I went through and the situation I've been in. I was blessed when North Shore Advisory took me as a client.

Thank you,

W.C.

June 29, 2010

Dear A,

I wanted to get back to you about the credit restoration service that I have had great results with. I would highly recommend that you give Tracy Becker's team at North Shore Advisory a call to help you out with this. I have seen them get scores up over 100 points in a matter of a month, so I recommend all of my clients to them.

Regards,

Jim McPartland- Bank of America

 

June 15, 2010

I found North Shore Advisory, Inc. from the internet and decided to hire them to improve my company's Dun and Bradstreet credit scores. NSA successfully increased our Paydex Score from a 72 to an 80. Throughout the process there were new complications with our Vendors and there was no extra charge. We were updated consistently on our status and given information on what our role should be in the improvement of our score. NSA continued to work on our business credit well after they achieved the increase in our score. The follow up and customer service was excellent. I would highly recommend them.

-S.N.

June 9, 2010

Hi,

Good news. I know you said my equifax score would increase from 717 to 740 but it actually went up to 798. Thanks!!! Excited to see what you can do with experian. Thanks!!!

-J.M.

 

June 7, 2010
Tracy,

It was a pleasure meeting you today and your talk was GREAT!

-Karen Rohl-Kelly- DE Capital Mortgage LLC

June 2, 2010
Hi Allie,

Here are the scores for your client. His mid score is at least a 751!
Great to see you!! This is fantastic! Thank you so much Tracy!

Kind Regards,

Allie M. Baldassari- Senior Loan Officer, Bank of America Home Loans

 

June 2, 2010
Dear Tracy,

787!!!!!

So TransUnion is 751 and Equifax is now 787.

-S.C.

May 26, 2010
Hello again Tracy,
First, I'd like to take a moment to say thank you so much for your presentation here at Wells for the past 2 days. I found it to be very enlightening and informative, especially in the current economic climate. What a wonderful service that you provide! I will definitely be keeping your information at arm's reach for the future.
-Meghann Vaughn- Wells Fargo Home Mortgage

May 23, 2010
Wow! After inviting Tracy Becker to address our students on the subject of credit, I wondered how and what she could possibly speak about for an hour. Again, wow! What an impressive presentation - it was mind blowing! She not only blew us all away with her extensive knowledge and expertise, but she blew away our many long-held, outdated conceptions.

You would think that credit would be a dry and boring subject. WRONG! Tracy was refreshingly direct, timely and comprehensive on a range of important issues, yet she was easy to understand. She was articulate and poised and even injected humor with her lecture. If knowledge is power we were surely empowered. ALL CREDIT TO TRACY BECKER!

Sincerely,
Arnold Fleischer- Adelphi University, Program Chairman

May 12, 2010
Thanks for sending your news letters. Very informative.
Theodore Ricci - HSBC

May 19, 2010
Hi Tracy,
Everyone loved you and all of your tips. Please come back and visit come the fall! Thank you.
Linda Honan- Corcoran Union Square, Senior Managing Director

May 19, 2010
Hi Cynthia,
It was a pleasure speaking with you today. You have been a great help. Once I get my information together I will send it to you and then you will be able to quote me a price. What is the best way I can send it to you?
-T.R.

May 18, 2010
Hi Tracy,
I just wanted to send you a quick note and let you know how enlightening your talk was today. I had many questions about my own credit and you have managed to shed some much needed light on it. I also have had clients that I needed help with their credit but I never knew about your services. Now that I am informed I will be sure to send them your way.
Thank you again for all the helpful advice. All the best.
Paul Kolbusz- Corcoran Union Square, Vice President

May 12, 2010
North Shore Advisory: A quick thank you for allowing me to feel civilzed once again. When I came to you over a year ago my credit was fair in the 600 range (maybe a bit lower). I am proud to say when I checked today it was a 729, in the EXCELLENT category. I am extremely thankful to you all. I am working towards being a homeowner and this surely is the first step. Many thanks to you all!!
-L.M.

May 3, 2010
I am in the banking business and referred a client to NSA recently. Within 30 days they increased the client's credit scores dramatically. The staff is lovely and very much service oriented. I would highly recommend them to anyone who needs credit advice and score improvement. They are a high quality company in an industry that is filled with scams.
Stuart N. Siegel -Ore Hill Advisors, Principal


April 28, 2010
Hi Tracy, Your "team" has been wonderful to work with so far. Will be sure to mention to clients asking for recommendations! Many Thanks,
-L.F.


April 13, 2010
Hi Cynthia, I'm going to go to that web-site and get those for you. They never came in the mail and I was definitley looking for them. Also, I just wanted to thank you for all of your hard work and I will definitely recommend you guys to all of my friends! Thanks again,
-J.W.

April 22, 2010
Hi Amanda & Tracy,
I am very pleased with my credit report. The average score is 744 now. I guess it concludes our engagement. The score is enough to get into a conforming mortgage as was the objective. I also do not have 30-50 days as I am getting the mortgage now. Again, thank you for the great job done.
-S.G.


April 13, 2010
Hey Tracy,
I wanted to thank you for helping my client. I think he may have worked with Cynthia, but his Fico went from 692 to 782...amazing!! He can now qualify for an interest only loan which is what he wanted all along. I will definitely be sending you many more clients. Speaking of....did B.O. call you today? I also gave your info to A.S.... both also need to get over 700 Fico.
Thanks again! David B. Eisenman- JP Morgan Chase

April 10, 2010
Tracy, This is Steve Halpern one of the agents from Ac Lawrence. Thank you so much for coming to speak to us. My Fiance
and I learned a lot. I've already passed your website on to two customers. I learned so much that can help me in my future personally, as an investor, and a real estate broker. You had mentioned that you would send us a copy of your one sheet as a pdf. I would like to forward that to a client who can use your help right away. Thank you in advance and i really appreciate what you do.
Steve Halpern- Ac Lawrence


March 31, 2010
Dear Tracy,
Thanks for the update. As we discussed yesterday, i am very appreciative of the work that North Shore Advisory has done on my behalf. The improvement in my credit score happened quickly, and it was significant. Because of your work on my credit score, two major banks offered me very attractive loans to finance my mortgage, Thank you for a job well done!
-G.E.

March 25, 2010
Dear Tracy
, I had the pleasure of hearing you speak at my office, regarding credit. You gave us a very informative sheet entitled "Tips on Credit". I am in the process of putting together a mailing for my clients. It would be a 'Top ten pieces of Real Restate info' type thing and i would have links on some of them containing info pertinent to the subject. I would like to attach a link containing your tips and i was wondering if you have anything you could send me. Of course the link would also supply them with your name and contact info. Please let me know if you have anything you can send me to fit the bill.
Ruth Bienstick-Corcoran, Vice President/Associate Broker

March 20, 2010
Hi Tracy,
I wanted to thank you for all of the information you gave us at our meeting the other day. I've already started using some of the suggestions and finding customers very receptive! I had two borrowers in the office this morning that were reviewing their credit report and noticed inconsistencies on their employment history. Do you know if that would have any effect on their scores?
Thanks for your help! Jennifer Gethins- JP Morgan Chase
 

February 24, 2010
Amanda- Just spoke with John. He is very happy with your service. Please send me the results when received. Thanks.
Richard Massey-Wells Fargo Home Mortgage Consultant

February 22, 2010
Tracy, Thank you so much for responding to my email. I appreciate your honesty about the reality of improving my score even though you might not be able to help me in this instance. I will definitely keep you in mind for the future!
-M.M.

February 9, 2010

I was referred to Tracy Becker and North Shore Advisory by my mortgage banker who found an erroneous but very damaging entry on my credit reports which resulted in a substantial lowering of my score. Tracy not only gave me excellent practical advice on how to resolve the problem, which I was able to do, but she responded to many questions virtually immediately and with clear, helpful answers. Tracy is a pleasure to work with and really knows her stuff. Anybody who needs help with a credit issue should definitely work with Tracy and Northshore.
– J.F.

January 25, 2010
Thanks so much Tracy for the update. By the way, J's score came back with a 711 and I am thrilled. Thanks so much for your help. I am writing his loan on Monday...Now here's hoping the appraisal comes in. I will run C's credit on Tuesday and circle back to you with the results. I am hopeful that I will be able to bring you into a few company lunch and learns that I am planning to do. I can't thank you enough for your professioanl advice and service to my clients. Have a wonderful weekend and we will connect on Tuesday.
Best, Alyssa Danzig-Wells Fargo Private Mortgage Banking    

January 13, 2010
Dear Tracy,
Thank you for speaking at our meeting today it was both enlightening and informative. You educated us on all the important facts we need to know about credit and credit scores. The response from our agents was very positive and they appreciated how clearly you addressed all our questions. We now have someone we can highly recommend to all our customers and clients. Thank you again for all of your time, it was a pleasure to meet you.
Christine Paskalides-Claire D. Leone Real Estate    

January 12, 2010
Dear Tracy,
Thanks so much for speaking with us today. Some speakers help us snooze, others are interesting, but you... you were fabulous! Every word out of your mouth was informative and interesting and you certainly proved that you are up-to-date on all the changes in your industry. There was a lot of talk in the office after you left of how much we all enjoyed your presentation. I spoke with Amanda in your office and she kindly emailed me (in less than a minute!) the PDF form of your handout. I am going to send it to everyone on my mailing list. Buyers and sellers are tired of being pitched to, but i find that when I can give them information that is not in every magazine and newspaper, they are very appreciative. Thanks again. I look forward to working with you in the future.
Debbie Isaacs, VP- The Corcoran Group    

January 12 ,2010
Tracy, Tracy, Tracy!!
I can't thank you enough for your continued support. You continue to amaze me and awe my clients... I've gained the trust and loyalty of many clients due to your services... I hope everyone else you work with has the same success & experiences I have with you... You are truly a credit blessing! (to say the least)... Thanks as always,
Alex Elezaj- Bank of America    

November 19 ,2009
Tracy- It was very nice meeting you yesterday at our sales meeting. Your presentation was very informative and I've already given your contact info to a potential client. The "Tips on Credit" handout is great and I know you mentioned you had that as a PDF that we could share with clients and referral sources. Can you please send me a copy? Thank you.
Regards, Shawn Donnelly- Wells Fargo Home Mortgage    

November 4, 2009
Tracy and North Shore Advisory are amazing.  Not only did they help me fix my credit report, they also went way beyond to explain the intricacies of credit reports, how to get higher scores: invaluable advice you never read anywhere. The level of customer service is impressive: I always got an answer right away, they regularly followed up and kept me updated, Tracy and her team helped by calling all the places that needed to be called, and they always went much further than they had to to make my life easier (and get my credit rating where it needed to be).  I highly recommend them to anyone with credit report worries.  
-D. K.

September 15, 2009
Your company is doing a fantastic job. You have truly changed the quality of my life. I am no longer embarrassed when i apply for anything. I am confident and definitely more responsible with my financial business.
-Erika E.

April 23, 2009
Tracy, i spoke to Tim last night and he gave me the good news that my credit scores were all above 700 with one at 752!!! You are a “rock star.” Thank you!
-Jan F.

June 12, 2009
Peter, I just ran Z’s credit report. Her scores are   741---712---750  WOW !   Tracy & her team did a fabulous job.  Now we can get started on your underwriter preapproval.   With her mid score of 741 and your Premier status, you'll be able to use all the best mortgage programs at HSBC!  
-HSBC

July 1, 2009
750 I think was the middle score. YOU DID IT!!! Thanks Tracy, now I have MY work cut out for me…to be continued….great job.
Victor Shaio -Bank of America

February 11, 2009
Amanda- Nice job on this one. Faster work than I expected. It’s amazing you were able to get his scores from 620 to 695. You’re really under promising and over delivering…thanks.
Robert Metaxas –Bank of America

December 10, 2009
Tracy, It was lovely meeting you today at Bank of America. I want to thank you for an informative afternoon of valuable information. You are an asset to your company and profession. Have a lovely Holiday.
Best Regards, Joann Wasserman Bank of America

November 12, 2009
Amanda, Please find G’s new credit attached. GREAT JOB!!!! We now have: R: 730,748,727 G: 698,729,721
Greg Gajewski Hanover Mortgage Corp

November 23, 2009
Just a quick note to say I love your newsletters and I think they are highly informative. You guys do a great job and I will certainly continue to refer clients to you.
Thanks, Bianca

November 17, 2009
Tracy-Thank s so much for joining us today. I thought that your presentation was great. I think ½ hour will allow us to both cover the topics we need to address. I like to make sure that the meeting does not exceed an hour. See you tomorrow. Thanks!!
Jeffrey Szymanski- Wells Fargo

September 10, 2009
Hello Tracy, I wanted to thank you for a wonderful meeting last night. You had everyone calling me today, thanking me for such a great choice of speakers. I hope you get many referrals from the meeting. I especially want to thank you for showing up after not feeling well. I spoke with Delvis Valdes and he said he was in the process of using your service already. Please forward his 3 reports to me as soon as you have them as I am in the middle of trying to finance something for him and I don't want to do anything to lower his score. Again, I thank you for your professional presentation and I am confident that I will refer you to all I come in contact with that will need your service. Continued success to you and your organization.
Best regards, Ed Czizik Empire State Bank, NA

July 22, 2009
Rob-here is a copy of the credit report. Tracy has increased the score by 64 points!! I will prepare the loan options ASAP. Thanks again, Tracy.
Best Regards, Alex Elezai- Bank of America

April 2, 2009 
Dear Tracy, I can’t thank you enough for sharing your extraordinary expertise with us at our recent credit seminar. All in attendance found it to be very useful in helping them navigate through the frequently misunderstood and often times difficult credit process. Your patience in answering all of their questions and addressing all of their concerns in a clear, caring manner was sincerely appreciated. Although there are others that have gone into the credit restoration business few, if any, have a better reputation or are more knowledgeable than North Shore Advisory. We are fortunate, as an office, to have you as a resource. I hardily recommend the services of North Shore Advisory.
Sincerely yours, Barbara Sanderson Branch Manager –Prudential Douglas Elliman Real Estate

2009  
Dear Tracy,
Thank you so much for presenting at our office in Smithtown. Five of my clients came and they all were so appreciative for the information. They commented on your competence and your caring. I am going to pass on the information to other clients who were unable to attend.
Best to you, Alice Becker- Prudential Douglas Elliman Real Estate

2009
I just want to say how happy I am we’ve found you. I admire folks who get into a business where people are happy to see you. That’s how I’ve always been. We have a feeling- if you can’t fix it, no one can…!
D & J

December 30, 2008
Thank you very much for your services. I am very pleased with the results of my credit report. At this time I would like to end my current contract with you. Thank you again!
-A.D.

November 17, 2008
Dear Tracy, I would like to take this opportunity to extend my sincere appreciation for the great presentation you gave at our company retreat last Wednesday. I received outstanding feedback from all of the agents. You did an outstanding job and It was truly appreciated.
Sincerely, Harold Maniram Broker/Owner -Century 21

May 23, 2002  
Tracy, I would like to personally thank you and the team for assisting me; your staff is very professional and friendly. Tracy, I must admit that at the outset of this process, I was a little skeptical because I thought that companies such as yours were nothing more than scams. However, let me just say for the record, yours is not. I am pleased to say that you lived your word. I truly thank you for honest service. Keep up the good work!   Sincerely, Tonya C.

September 11, 2001
Enclosed is recent correspondence from Equifax for your files. I also want to thank you and your team for your efforts to date. My credit scores have improved sufficiently to permit me to get the financing necessary for my new home. As a result, you can suspend further action on my behalf in this matter. If you have any further instructions for me, or have any questions, please call me.
-B.R.  

June 21, 2001  
Dear North Shore Advisory,  
This is to notify you that I no longer have a need for your credit restoration services. Thanks to your help, my mortgage application has been approved, and I will be moving into my new home next month.   Let me take this opportunity to state that I am favorably impressed with your company and the services that you provide. In less than nine months, you managed to transform my credit report from embarrassing to outstanding, all within a fee structure that was both reasonable and fair. I was recently able to obtain a substantial mortgage at a competitive interest rate with no hassles. The bank even stated that my credit was “excellent”. This was certainly not so before we started working together. I received a letter from Trans Union about halfway through this process stating that “credit repair services…may be deceiving customers and…misrepresenting services.” If such credit repair services exist, North Shore Advisory is definitely not one of them. As far as I’m concerned, Trans Union is deceptive, and North Shore Advisory has represented my best interests extremely well, all at a relatively small cost to me. Please feel free to use me as a reference to any potential clients who may be questionable about your services. I am one for your success stories! Thanks again!  
Sincerely, Nicholas B.

February 13, 2001  
Dear Tracy,   Just a note to thank you for all you’ve done over the two year period to totally clean up my credit. Not an easy job!! I really appreciate how you were always available to me on the phone and item, by item; you followed through until all the credit reports were finally given a “clean bill of health”. I’ll recommend your services to all those in need. You have my undying loyalty.  
Best, Judy G.    

November 17, 2000
New reports from Experian! Keep up the great work! Just for your edification, Tim and I both received unsecured credit cards within the past two months! Hurray for North Shore!
Thanks. -C.P.    

March 12, 1999  
To whom it may concern:  
I want to extend my sincerest gratitude for all the work you have done in repairing my credit. Without your professional services i would not have been able to obtain a mortgage for a new home and refinance my COOP. Unfortunately, I will no longer be needing your services.   Again I want to thank you all and I will be highly recommending your company to others.  
Sincerely, David R.    

December 17, 1997  
Dear Tracy,  
Just a note to thank you and North Shore Advisory for helping to reduce my credit problems.   I have to say I was quite leery when I first started this process, but I couldn’t be more pleased with the results to date. Most recently, I was able to refinance my mortgage from 14% to under 8% and applied and received a Gold American Express Card (even though I have a very high income I know they are very conservative when it comes to your credit rating). Enclosed are my latest credit reports. Hopefully, you can still do a little more “cleaning.”   Again, thanks for your help and have a very happy holiday.  
Regards, Michael B.

August 1, 1995  
I want to express my incredible gratitude to you and your company for everything. I have never had the pleasure of working with someone who works as quickly and efficiently as you. You have a huge heart; I cannot begin to tell you what a difference you made to me and my family.   My association with North Shore Advisory and your references was the only good in what was a long emotionally draining experience. As I attempt to restore my finances and work with you to hopefully recoup some of the money I feverishly spent; I want you to know your generosity, patience and expertise will never be forgotten. To say I would have never received a mortgage without you is an understatement.   I will be referring you to everyone I know in need of your services. Once again thank you so much.  
Sincerely, Kenny. K.<

Call us today to change your credit future.

North Shore Advisory, Inc.
Tracy Becker, President
155 White Plains Rd. Suite 203
Tarrytown, NY 10591

Phone: 914-524-8300
Fax: 914-524-5014
info@northshoreadvisory.com

Credit Repair - New York, Connecticut and New Jersey

For over 20 years, North Shore Advisory, Inc. a New York based Credit Restoration/Education Company, has helped countless individuals and companies save hundreds of thousands of dollars with their unique Credit Repair process.

Tracy Becker and her team of professionals work businesses helping them get access to the credit they need in order to improve their overall financial health.

Tracy Becker - credit repair specialist in New York

Credit Repair Help

North Shore Advisory, Inc.
Tracy Becker, President
155 White Plains Rd. Suite 203
Tarrytown, NY 10591
Phone: 914-524-8300
Fax: 914-524-5014 info@northshoreadvisory.com

Your Rights

The Fair Debt Collection Practices Act prohibits unfair, deceptive, and abusive practices related to the collection of consumer debts. Although this statute does not by its terms apply to banks that collect their own debts, failure to adhere to the standards set by this Act may support a claim of unfair or deceptive practices in violation of the FTC Act. Moreover, banks that either affirmatively or through lack of oversight, permit a third-party debt collector acting on their behalf to engage in deception, harassment, or threats in the collection of monies due may be exposed to liability for approving or assisting in an unfair or deceptive act or practice.