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Phone: 914-524-8300
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What People Are Saying About Us:

North Shore Advisory Testimonials

February 3rd, 2012

Thanks for following up Randi. I thought Tracy and the presentation were both exceptional. Hope to work with you all soon,
Absolutely no way this is possible without your hard work and expertise!!

Nicole

February 2nd, 2012

I am a real estate agent who has heard Tracy Becker speak twice.
In those two short presentations I learned more about credit than I ever knew before.  I would
like to receive newsletters for my own education and knowledge and  also any information I can pass along to my clients and prospects. 

Thanks you and best regards,

K.K.

February 2nd, 2012

My wife and I just got our approval for our condo purchase. Closing on Feb 22nd.
Absolutely no way this is possible without your hard work and expertise!!

Thanks so much!!!!

Best,
A.C.

February 1st, 2012

Working for a high-net worth individual, I contacted Tracy and she handled our account professionally, efficiently, and applied her wealth of knowledge in the credit world to helping us get his FICO scores back to where they should be.

B.G. - New York-based real estate development company

February 1st, 2012

Just wanted to let you know about Randi Tomchin.  At our company party last night many of our agents came over to me to praise her professionalism, care, and all the incredible advice she gave them over the phone or via email. 

Robin - Licensed Real Estate Salesperson at Citi Habitats

January 31st, 2012

Hi Randi,

Wow what a great presentation today. Tracy was awesome. The agents were very impressed with your services and knowledge. Many agents dropped by my office and said it was one of our best and most informative meetings. Attached please find our Westside agent contact list that I hope you find helpful.

Again thank you both.

Jeff Rothstein - Prudential Douglas Elliman

January 30th, 2012

Love listening to you on the radio show--great information.  If you have some flyers or business cards you can send, that would be great.  I would like to refer you to my customers and clients at my open houses, etc.

Karen DeMeco - Licensed Real Estate Professional

January 26th, 2012

I give North Shore Advisory's number to many people, such as friends in Sovereign Bank & Citibank. Keep up the good work.

M.N.

January 23rd, 2012

Tracy, I learned invaluable information from your seminar. Your presentation about the importance of great credit and the challenges people are facing with obtaining financing in the current state of the economy was priceless. You were clear and concise in your delivery on ways to fix any credit issues in order to save money in the long run. This material will continue to be an asset to my business and my clients; and I look forward to continuing to work with you.

Jessica Kaufman - Licensed Real Estate Sales Agent at Citi Habitats

January 16th, 2012

More than ever, understanding credit reports, correcting errors and increasing scores, where possible, are paramount to buying a home in today's challenging market. In a field crowded with new comers, a true credit restoration industry professional is worth their weight in gold. I am very pleased to recommend Tracy Becker as the best of the best when it comes to her credit advisory service. I have known Tracy for many years and she is always honest, reliable and professional. She has the integrity and the experience that truly makes her one of a kind.

Frank Langone - Director of Real Estate Training Center

January 11th, 2012

Amanda,

You have done a phenomenal job here. I would expect this will also affect the other ratings as well. Great Work!

By the way, this all started with an issue getting an appointment at Target. We are now back on their calendar to see them this month.

Thanks Again,
M.C.

January 10th, 2012

Tracy,

Thank you so much for following up. Your presentation was wonderful! In that short amount of time I learned so much! I am sure I speak for Donna and all the agents when I say, "Thank you for coming out and speaking with us. We greatly appreciate it.

Erin Coleman - Prudential Douglas Elliman Real Estate

January 9th, 2012

I'm so glad we're on board with you folks, and working directly with you Amanda, is an absolute pleasure. Thank you once again for your expertise, and concern...I'm thrilled with these scores.

Best,
Scott

January 3rd, 2012

They say there are only 2 things in life you can count on. Death and Taxes! But they're wrong. There are 3 things in life you can count on. Death, Taxes, and Tracy Becker at North Shore Advisory! Tracy Becker who consistently comes to the rescue in solving credit problems for her clients.

For the past 20 years I have been recommending your credit restoration company to family and clients with what seems to be 100% positive results, with everyone I send you. It is true that credit is more important than money. I thank you for giving the folks I send you a second chance at getting back and maintaining a healthy credit profile!

Sincerely Yours,
Joe Robles - City Capital Mortgage Banking Corp.

January 3rd, 2012

My fico through equifax was 825. Thanks to you my pal Tracy for getting rid of that collection and me paying off some debts too. The other scores of transunion and experian were in the 800's, I am thrilled. THANK YOU THANK YOU THANK YOU!!!!!

Have a good New Year.
Sonny Crane

December 31, 2011

Thanks so much to you and your staff. I will not lose your number, you were a pleasure to work with, and quite comforting, thanks again.

Best,
P.P.

November 21st, 2011

Tracy is by far the most knowledgeable person I have spoken with in the credit repair and maintenance space. She not only answered every question I had, but was also able to provide valuable tips regarding how I can work toward increasing my credit score. And, her services are not limited to those with poor credit scores, but to anyone with any level credit rating and how to increase or maintain it. I highly recommend North Shore Advisory to any individual trying to navigate the complex world of credit rating, or preparing to make a major purchase in the next 12 months.

John P.
Irvington, New York

November 14th, 2011

Dear Jared and Tracy,

I want to thank you very much for your help to remove two disputes from my husbands credit reports. The service we received from Jared and Tracy was so wonderful. Jared was very knowledgeable and gave his full attention to our situation immediately. After 2 months, my mortgage broker notified me that my husbands credit score raised to 800 from 700. Thank you so much for your help. I will recommend your service to anyone who might need help on their credit scores.

Sincerely,
F.G.

November 11th, 2011

Thanks Tracy, we got the score we needed. AWESOME!!!

Andrew Texeira - MetLife Home Loans

November 7th, 2011

Dear Stephanie and The North Shore Advisory Team,
I just wanted to thank you for your hard and speedy work to remove a dispute from my credit score. Everyone in you organization is highly knowledgeable and attended to my situation immediately and thoroughly once it was brought to your attention.

I cannot thank you enough for your help and I wholeheartedly recommend your services to anyone suffering from any credit related issues.

Best Regards,
M. B. G.

October 19, 2011

Hi Tracy,

It was a pleasure to meet you and hear you speak at the Vanderbilt last night. Your presentation was excellent and very educational but also somewhat shocking! I don't think that most people, including myself, realize what can affect their credit score. Thank you for hosting a lovely event and please add me to your newsletter email list.

Thank you,

Terry Marks - Group Director & Senior Vice President at Signature Bank

October 18, 2011

Hi Tracy,
Nice meeting again last evening and I really enjoyed your presentation, as I think everyone did.

Regards,
Kevin J. Hurley - Vice President/Small Business Relationship Manager at TD Bank

October 3, 2011

Thank you Tracy for your amazing expertise and contribution. We received great feedback. Thank you for the book! I love it. I will work on doing this again with you. That was fun!

Best,

Antonio G. del Rosario - CEO & Founder of ADR New York Real Estate

September 30, 2011

Thank you so much for your support and attention to my situation. Very professional and courteous team you have!

K.M.

September 28, 2011

We just wanted to thank you so much for giving such an inspiring seminar with us last night. We have received great feedback so far. You and Antonio played off each other very nicely and we really appreciated your support.

Thanks Again,

Alyssa Pettinato - Director of Business Development and Programming, Savvy Ladies

September 22, 2011

Dear Ms. Becker,

Thank you for such a professional and informative meeting this afternoon. Your information was both informative and accurate from my experience as a CPA out in Bethesda, MD. I hope you will continue to bring this timely infmoration through Bisk or other avenues and I will keep you in mind for future consultation if I have clients requiring your services.

Ron Vandegrift, CPA

September 16, 2011

Thanks North Shore Advisory team - you guys always do a great job, happy to keep sending folks your way!

John Lundholm - Bank of America Home Loans

September 16, 2011

Good Morning Tracy, I can't even express enough how much we appreciate you and your group. You are a true professional that goes above and beyond.

Thank You, Thank You, Thank You!

J & T

September 14, 2011

Dear Tracy Becker

Thank You! Last Night's kick-off to Super Tuesday, "Credit Talk with Credit Coach" was an incredible forum which defined the importance of credit. You were clear and precise and demonstrated how each of your areas of expertise makes our agents stronger in their relationships with customers and clients and within themselves.

Your knowledge, ability to articulate it and, above all, your passion, underscore why we are ecstatic to have you back to speak with our agents in NYC for our Kick Off to Power Wednesday on September 21st.

We thank you for giving so generously of your time and we look forward to our mutual sharing of feedback.

With Best Regards,

Kelly, Jennifer & Laura, Professional Development - Prudential Douglas Elliman

August 25, 2011

Tracy,

That was a terrific meeting and very informative......you did a great job! I would love to have a copy of your latest book....where?

Hope to be in touch....and thanks again....

JoeAnn Stampfel, Licensed Associate Broker - Prudential Douglas Elliman Franklin Square

August 24, 2011

Dear Dottie,

One of the joys of my mornings on Saturday is to listen to your radio show and learn more about real estate and related topics. Currently we are trying to sell our home here in Glen Cove.

I always find your topics and guest speakers quite interesting and always come away with some great tip or help in some way.

About a year ago I had an issue with a utility company that made quite an impact on my credit reports and score. I tried to no avail to get this removed but was met with barriers of all kinds. That was until I heard Ms. Tracy Becker on your show. With so many crazy advertisements heard on TV and Radio all the time to help your repair this and fix that, your show along with Tracy's commentary on credit repair was enough for me.

I immediately called her office and signed up to get the help I needed. I was met with courtesy, intelligence and most of all a deep concern to help me. In fact, Tracy talked to me on most occasions to assure me and guide me through the process of fixing my credit.

I am happy to report that just in a few months, her team turned my difficult situation to now having a complete removal of the negative action from this utility.

As you mention all the time, good credit is so vital to the sale of your home and moving on.

I will continue to be an avid listener of your show and would hope you make Ms. Becker a continued part of it.

Thank you for your time.

Sincerely,

Sonny Crane

August 22, 2011

I wanted to thank you for your presentation last week to Halstead Property agents. I think we had @ 70 agents present, I think very good turnout for August day.

I received many comments how valuable your information was and I myself learned a few things. Anyone with bad credit or who is about to apply for mortgage would be crazy NOT to consult with you and use your services. I hope you receive many referrals from our agents - in as much this will be a benefit to you, it will benefit our agents and customers even more.

Yours Truly,

Fritz Frigan, Executive Director of Sales and Leasing - Halstead Property

August 15, 2011

I would like to thank your company for all of the great work you did. I highly recommend North Shore to any in need of financial restoration. The workers were always courteous and diligent in an effort to service my needs.

Thank you again.

A.M.

August 12, 2011

Hi Tracy,

Thanks again for the enlightening seminar yesterday! I know that it clarified a lot of things for me and even dispelled some old-fashioned thinking that I had regarding how much available credit one should have/allow.

Thanks Again!

Grace Hiura - Halstead Property

August 2, 2011

You can't imagine what a relief it is to work with the cheerful and friendly people at North Shore Advisory. They were focused on the case and nothing seemed impossible for them.

While they were fixing my credit issues, they also taught me how to avoid this sort of problem again and gave me excellent advice on how to manage a credit rating. My anxiety creating problem was solved very quickly and with no added anxiety - and they are such lovely people to work with that it was a pleasure to talk to them.

Thank You,

Alexandra Peters

July 30, 2011

Tracy--

Thanks a million for the fact-filled Seminar!

I have your contact information in my Blackberry and will pass it along to all my buyers----just IN CASE they need to restore their credit.

Your presentation was excellent.

Thanks Again.

Gina Tramontano, V.P. - Halstead Property, LLC

July 29, 2011

Dear Ms. Becker,

I want to take this time to thank you and your staff for the amazing job of helping me to remove a wrongful debt on both my credit report and credit score.

Your attention to every detail, the never give up attitude of you and your staff, and the incredible efforts to get the job done for me was something I have not experienced in a very long time.

I would recommend your company to anyone in need of some type of credit repair to help fix an error with the credit reporting agencies.

With all these crazy commercials on Television and Radio offering to help in this type of problem, it's refreshing to have your company legitimize the issue of credit repair and offer the correct approach to solving any issues.

I thank both you and your staff for a job well done.

I plan on purchasing your new book as gifts for Christmas to everyone I know. It's worth the price and education for everyone to read.

Sincerely,

Samuel Crane

July 21, 2011

I take particular pleasure sharing with you my experience with the professional team of North Shore Advisory who helped me take my credit score from 600 to 750.

North Shore uses the slogan "great credit brings great opportunity" and I say "North Shore delivers great credit scores".

This is why I recommend North Shore Advisory wholeheartedly to anyone looking to move up the score ladder. The North Shore team provides a highly critical service with no fuss, in a well-mannered and friendly fashion, honest, professional, responsible, and most importantly result oriented style.

Cordially,

Solly Avi-Noam, CEO - MetComm.Net, LLC

July 15, 2011

Tracy,

Thank you so much. Everyone in your firm is exceptional. I cannot believe you handled everything so quickly. I would not hesitate to refer you to anyone.

Thank You,

Joe Thomas ARM, RAM--Resident Manager

July 12, 2011

I had been trying to have an erroneous report against my credit erased for 5 years on my own. Once I engaged North Shore, they had it removed in two weeks. They are a no-nonsense professional company to deal with who get results!

BW

June 14, 2011

Tracy,

I'm not sure when our 12 months ends but we have made a lot of changes to our corporate structure and we no longer need this service for this company. I will pass your information on to our new subsidiaries.

Thank You for all your help. You provided exactly the service that we are looking for and you did a great job.

Thank You,

SN

May 24, 2011

Dear Tracy & Staff,

I sleep better at night thanks to you and your staff.

I want to say a "Big Thank You" for the way you handled my debt problem. I hope I never get into that kind of a predicament again and if I know anyone who is, I will definitely refer them to the "BEST"!

If there is any follow up on my part, please let me know.

Thanks Again,

Marie

May 24, 2011

Thank a ton, for everything today and responding so quick and well. I am really impressed!

Thanks Again!

S.S.

May 23, 2011

Tracy

I wanted to thank you so much for taking time out of your day to speak to our employees today. That was the best response we've seen out of employees at a seminar so far and you could tell how much they learned and appreciated your expertise on credit.

I will be sending an email to everyone who attended with some of the websites you addressed as well as the link to your site and your newsletters. Hopefully down the line we may be able to invite you back for a longer session solely on credit as I know it's such an important topic.

Thanks Again,

Brooke Dunmore

HR Benefits Manager - Forbes Media LLC

May 22, 2011

Your company helped me so much with my credit. I would reccommend you to anyone with credit issues. You guys are the best!

Jan Leslie

 

May 11, 2011

Tracy is a valuable resource for information about credit. Her services are particularly important for today's world where credit is such a vital component of any real estate transaction.

Dorothy Herman

President and CEO - Prudential Douglas Elliman Real Estate

May 2, 2011

Hi Dottie,

I am a loyal listener to your NewsTalk radio program on WOR710 each Saturday and value your advice along with your fellow hosts.

My wife and I are selling our house here on the North Shore with plans to move to Raleigh, but in making this move of course we want our credit to be perfect. So it was with great relief from all those fraudulent commercials for credit repair I always hear to find Ms. Tracy Becker on your program to talk about how to fix a report or error.

I contacted her office and laid out a particular problem. I was greeted with courtesy, professionalism and a sincere desire to be helped.

Today, I had the pleasure of talking with Tracy and knew right away I was in great hands to try to solve a credit repair problem we encountered resulting from no fault of our own.

I think in the addition of Tracy to your show each week or at least on some shows would be a great addition, since we all need to make sure our credit is looked upon fairly and accurately and she is the one to help.

I plan on listening to your show on the internet whenever we do sell our house and move to Raleigh, I love it.

All the best.

Thanks,

Sonny Crane

April 25, 2011

Hi Tracy,

After meeting with you in Iselin, N.J. at the Chase NJ headquarters I decided to send over a couple of test clients to see if your company was as good as the presentation you gave on it.

I have to say your company is even better! Especially Cynthia Trivino..... She is so polite, so knowledgeable and so patient with my clients. These are my personal referrals that I hope to do business with and she treats each one like they are your company's only client. She has been outstanding and I will be flooding your office with every referral opportunity I come across.

Chase has started a new purchase initiative so credit scores are going to be as important as ever in the whole financing industry. I will continue to sing Cynthia's praises and let all the other loan officers at this company know who they need to go to when their clients need credit help.

Thank you,

John Donoghue - Chase Bank

April 14, 2011

I was approved by two banks for a car loan and will be signing the paperwork on my truck tomorrow morning. You guys rock!!!! Cynthia, thanks so much for all your hard work and for being so patient with me. I really, really appreciate it.

I do want to keep working on my credit because we still have some room for improvement based on the original mess I created.

Thanks again so very much.

Regards,

J.C.

April 12, 2011

Hi Tracy,

I was just calling to say Thank You. No need to call back if you are too busy: time better spent on helping others in the same boat as mine. :-)

After rapid rescore, the item is deleted and the Experian score came back as 736!!!!!

Trans Union is 761 and Equifax is 705!!!!! We went from mid 500's to mid 700's. So, they cleared me to close without any mortgage insurance with only 15% down. :-)

THANK YOU VERY MUCH!

Warmest Regards,

EW

April 12, 2011

"Not only am I a client of Tracy's with amazing results, I exclusively refer her to my clients that need credit assistance. Hands down, the best of the best. I have sent many clients to Tracy, all with positive results. I don't normally refer just one provider to my clients, but NSA's track record proves that they are experts in their field.

Gregory C. Frank, Regional Manager - Guardhill Financial Corp.

April 4, 2011

It has been my dream to purchase a home for 20 years. I was beginning to think that the all American Dream was an impossible task for me to achieve, and that it was just a dream. Due to poor financial choices I made in my twenties, which continued to plague me in my thirties, and led to bankruptcy. I felt that I would never recover from my debt, nor have good credit. Years passed, and despite paying my bills on time and earning over $100,000 a year, my negative credit history would not improve and my credit scores were in the low 500's.

I was very discouraged and almost gave up on owning a home. Tired of paying high rent for the past 10 years, I continued my quest for homeownership and tried to look for houses with owner financing or rent with the option to buy. I was willing to try anything. Many deals came and went, were either homes in need of a lot of repairs or had extremely high interest rate. Others required a good credit score, or I didn't qualify for owner financing.

Everything changed the day I saw my dream home on line and decided on a hunch to go see it. It was a beautiful brand new 4,000 sq ft, 5 bedroom, 4 bath home and way beyond my expectations. When I met the seller, I was overjoyed when I found out he was willing to do owner financing, at a 6.5 interest rate. Meeting the seller was a God send. He was genuinely a good person that was willing to take a risk despite my bad credit history. We began working on acquiring financing through private sources. The terms of the contract was that I would be financed for a period of 2 years and then I was required to obtain my own mortgage. That was scary knowing my past credit history. I was nervous given my credit score, felt insecure that I would not be able to get my own mortgage, especially since waiting for our deal to be solidified took longer than I expected.

Then, this past January, the seller called and told me about North Shore Advisory Credit Restoration Company, and asked me to call Cynthia as soon as possible to see how she can help me restore my credit. I called Cynthia, who was so helpful and friendly, as she expertly guided me through the application process. Within several weeks, North Shore Advisory was successful in removing negative information from my credit report. I ordered my FICO scores and all 3 scores had gone up 100+ points. Trans Union and Equifax were now nearing 700's. My scores had previously been in the low 500's. I was in complete shock that I would have positive results in such short time.

North Shore Advisory did for me what I was unable to do in 10 years. Shortly after, my seller recommended Wells Fargo to obtain an FHA home loan. The entire process, from credit restoration to completing my mortgage application process took less than 8 weeks. I was approved!!!! My interest rate on my mortgage was 5.0%; initially it would have been a 6.5%. I still cannot believe what I have been able to accomplish, from where I was to where I am now. I am thrilled to report that I closed on my house in March and am now a home owner. I even qualified for an American Express and Discover credit card. I never thought it was possible. Many thanks to my seller who took a chance and believed in me and the expert help of North Shore Advisory Credit Restoration; you made my dream come true.

Magaly Hicks

March 24, 2011

I have been in the banking field for well over a decade through hard and excellent times. Throughout, my years I have had the pleasure of working with Tracy Becker and her credit restoration firm North Shore Advisory, Inc. Over the decades I have heard many stories about unscrupulous companies that take money and don't deliver success. NSA is the exact opposite, their fee's for credit repair are billed based on success and they have delivered just that again and again and again. Tracy and her team of experts increase scores dramatically and save consumers hundreds and thousands over the life of their mortgage in reduced interest rates. The service and care they give to clients and professionals is second to none. Tracy has great integrity and unsurpassed knowledge of the scoring systems. She consistently educates professionals like myself about how to help our clients get and keep the best scores. I would highly recommend her to any credit challenged individuals. In my book Tracy is the credit queen!

Linda C. Ressa - Wells Fargo Home Mortgage

 

March 22, 2011

Hi Tracy

Thank you very much for participating in the Richmond County Medical Society's 1st Annual Conference.

You are both an informative and entertaining speaker. Comments heard after the presentation were very favorable. Doctors and even the other professionals in attendance had their eyes opened about some of the things that affect ones credit reports. I wouldn't be surprised if you are asked to make a similar presentation to other groups.

You're a WINNER in my book.

John J Amodio, Vice President/Business Development - TD Bank

March 8, 2011

"We tried North Shore Advisory early in 2011 to clean up old items which may have been adversely affecting our D & B credit rating. The improvements in all D & B metrics were almost immediate, substantial, and continuing. The principals at North Shore worked with us to come to an agreement that was acceptable to all and remain responsive to our inquiries whether or not they fall in strict definition of the work they were assigned. We continue to see improvement on a regular basis even the low hanging fruit has been eliminated from our history. We are happy with our choice of North Shore Advisory as a credit management firm, and would recommend them to any prospective client without reservation"

JB - Controller Accessory Company

March 7, 2011

Tracy, thanks again to you and your team. I could not be more pleased and impressed with your organization. You improved my score from 679 to 756, and enabled me to get my home refinanced. I will definitely be recommending you to other people.

Thanks Again,

GE

March 7, 2011

Hi Tracy,

As Noted, the credit scoring is up 756. THANK YOU! - A big thumbs up to you and your team at North Shore Advisory. Your speed, efficiency, and resolution delivery was unparalleled. In today's challenging origination environment, your team's skill and focus are an added element to my business development plan.

Blair P. Cowan, Mortgage Consultant - MetLife Bank

 

February 28, 2011

I am pleased to inform you that your team did a fantastic job in repairing my credit file and was able to improve my credit score. I understand that it was a group effort but I would like to personally thank Mr. Anthony who worked on my file and kept me updated throughout the process. Bill Crenson over at Citibank was right when he said I was in good hands. I will gladly recommend you folks to my friends and family in the future.

Regards A.S.

February 28, 2011

I will put a check in the mail this week. Thanks for doing such a good job. Our credit scores are strong and excellent. We just re-financed our house and bought a new car as well so it was great to have excellent scores.

RD and HF

February 25, 2011

Thank you for all your hard work. You all were great. If only everyone gave the same service as you.

Sincerely,

CQ & MW

February 23, 2011

Just wanted to drop a quick note to let you know that my experience with Cynthia Trivino and North Shore Advisory, Inc. has been outstanding. Cynthia and her group have been very diligent and informative throughout the process of working on my client's credit profiles. Cynthia is always quick to reply to my inquiries and her patience with my questions on their accounts is very much appreciated. So much that I am currently working on referring two more clients to her as my confidence in this process has grown immensely.

Justin R. Carmichael, Mortgage Loan Originator - Luxury Mortgage Corp

 

February 23, 2011

Awesome Job!!!! The scores went up over 40 points....

Thank You,

G. Joseph Fava - Luxury Mortgage Corp

February 16, 2011

Thank You. I love your newsletters and always read them word by word. It is a great service.

Linda Z. Redding, Mortgage Consultant, M & T Bank-Mortgage Division

 

February 14, 2011

Tracy... my credit score is 741!!!!!!!!!! Thank you sooooooo much!!!!!!!! Thank you thank you thank you!!! You have no idea how much you helped me!!! Thank you!!!!

A.B.

February 7, 2011

GREAT JOB.... Amanda & Tracy.... thank you...see attached... And as I understand more improvements to come.

Revised scores are: 712, 676, 641........

J.J.W. - Luxury Mortgage

February 4, 2011

Great Job. I would never have believed the change in scores if I did not see it firsthand. Look forward to continue working with you.

K.S.F. Second Vice President, Senior Mortgage Loan Officer, Chase Bank

February 2, 2011

Tracy is the best in the credit restoration and education field that I have ever worked with. I have recommended dozens of clients to her over the last five years and have never been disappointed. I referred a personal friend to her and Tracy got his score up 150 points in 3 weeks, saving him 2% in interest annually on over a $1 million mortgage. I would recommend Tracy and her team to anyone in need of credit help or just an education on credit scores in general.

James McPartland, Wells Fargo

 

February 1, 2011

Tracy is a leader in her business. She is responsive, intuitive and offers solutions on every level.

Joseph Kufner, Senior Loan Officer, Bank of America Home Loans

January 31, 2011

I interned for Tracy this past summer and am continuing the social media/marketing internship remotely during my senior year in college. I could not have asked for a more wonderful boss than Tracy! She is an absolutely incredible woman with drive that is far more superior to anyone I've ever worked with. She created a business-oriented environment at North Shore, yet made it friendly and enjoyable to wake up and go to work every morning. Tracy's perseverance and determination to provide the utmost customer service to her clients is admirable. I saw firsthand how hard Tracy works to be a "credit dictionary" as I like to call her! Tracy has literally dedicated her life to these esteemed companies and does an excellent job at executing any project that comes her way. With that said, I highly recommend Tracy Becker.

Alysse Burroni

 

January 26, 2011

I have worked with Tracy on numerous occasions over the last 10 years. Tracy has helped many of my clients by educating them and helping them fix their credit. She and her staff are extremely diligent about what they do. They always update you at every step of the process to let you know what results they have achieved. Tracy and North Shore Advisory are the best in the business of credit restoration. Their talents and service are far superior to anyone else in this field.

Barry Goldenberg, Senior Loan Officer, Mortgage Master

January 21, 2011

Tracy and her team understand how to manage the personal credit rating process. Her processes are proven and her team's follow-up is exemplary. I have known her now for almost a decade and have successfully recommended her services to many friends and family. She is simply worth every dime.

Robert A. Smith Jr.

January 15, 2011

I was referred to North Shore Advisory, Inc. by a banker who was trying to get an approval for a loan with a very high credit score requirement. My scores needed to be at 780 and they were below a 700.

North Shore fought for my score increased. They not only dealt with the credit bureaus but they went directly to my creditors and put and enormous amount of effort into delivering the highest scores. During the process a creditor closed an account of mine and unbeknownst to me my credit score was compromised because of it. NSA got on the phone with them and made them send a letter of removal to the bureaus. They are highly professional and really know how to navigate through the confusing and frustrating credit scoring systems. They did get me to my score goal in a timely manner and I highly recommend them.

MC, Managing Director for a large global bank

January 5, 2011

I have spent my whole life trying to do everything right. I have always worked at keeping my credit scores high. Suddenly, a week from closing on the condo of my dreams- out of nowhere comes three items on my credit score. A random three issues that I could have never anticipated. Suddenly my loan is denied and all systems are stopped. In comes Amanda and Tracy, charging in on their white horse fighting for what is right! Just the dispute listing kept my loan officer at bay while they rapidly, amazingly and timely fixed the incorrectly reported information.

Thank you North Shore Advisory!

Deborah Herman

December 19, 2010

Due to several inaccuracies, my business credit rating was in shambles. Within a matter of weeks after enlisting the aid of North Shore Advisory, it rose to 92, with no effort on my part. This was my first interaction with a credit repair firm, and I can't say enough about North Shore. Tracy handled my business case personally, and supervised the work on my personal case. She is highly professional, extremely knowledgeable, and a pleasure to work with. Credit education is an additional service, and is provided free of charge. The price was very reasonable for the amount of tedious work and time that I imagine goes into dealing with credit agencies. I highly recommend Tracy and her firm.

Alan Raymond, MD

December 14, 2010

Good Afternoon:

I ran G's credit on Friday and here are his 3 scores: 723, 725, 743.

Again thank you for a fantastic job. He is very happy.

Daniel Trebowski, Bank of America Home Loans

December 13, 2010

It is with great honor and respect that I recommend Tracy Becker and her team, North Shore Advisory Inc. I have known Tracy for over 5 years and I have been greatly impressed by her exceptional talent at credit restoration/education. Tracy has an efficient way of handling people, especially when it comes to credit restoration; she possesses excellent communication skills and a genuine concern for others. Through the years that I have known Tracy, there have been several instances where she has proven her trustworthiness, dedication and reliability both inside and out of the workplace. The majority of my clients are first-time home buyers and most are unaware of how important credit is until they apply for a mortgage. I refer all my credit challenged clients to Tracy Becker for credit restoration/education. The end results are outstanding as buyers end up qualifying for a mortgage and ultimately purchasing their dream home.

Vlora Shala, Private Mortgage Banker, Luxury Mortgage

December 7, 2010

North Shore Advisory offers sound advice and proven results for my clients seeking help improving their credit score. I am happy to refer my buyers to them to help make their dreams come true!

Amy Casey, VP at Halstead Property, NYC

December 2, 2010

At my invitation, Tracy recently made a presentation to a group of financial planners in Westchester, NY. The audience was overwhelmingly impressed by the vast knowledge Tracy possesses and her ability to disseminate this knowledge in a way that is clear, concise and actionable. It is not often that we walk away from a presentation with practical information we can use for ourselves, our clients, our families and friends. I also asked Tracy to speak with a client of mine who had questions about credit. Tracy was again extremely knowledgeable and personable. Anyone can see she has a true passion for her field of expertise.

Marie DeCaprio MBA, CFA, CFP (R)

December 1, 2010

Tracy,

I am pretty knowledgeable about credit but I always learn something new when I read your newsletter.

Great Stuff!

Peter Grabel Luxury Mortgage Corp-Private Mortgage Banker

November 10, 2010

It is a success!! WE GOT A 725 mid FICO score- 3 scores; 713,725,737!

Thanks so much!!

Bonnie Jean DeSimone, Mortgage Loan Coordinator, Met Life

 

November 8, 2010

Just re-ran the credit and we are above 760! You truly are the best...thanks so much.

David Axelrod - Bank of America

October 29, 2010

Hi, Tracy and Amanda,

YOU GUYS ROCKED! I am a raving fan...for real. Thank you and as I stated to Amanda, there are a lot of people in need of your services due to our economic climate. I appreciate all of Amanda's hard work; this was huge. Thank you.

Bonnie Jean DeSimone, Mortgage Loan Coordinator, Met Life

 

October 28, 2010

Tracy's presentation was great! It was both informative and useful - I never knew that opening and closing a credit card can decrease my credit score or that someone else's credit information may be on my report. I definitely walked away learning more about my credit score and how to improve it than if I were to research online on my own. Although I am a senior in college now, I never had a workshop focusing on credit scores and am glad I attended because of all the information I gained.

Cathy Huang, Chapter President of Golden Key International Honor Society, Baruch College Chapter

October 22, 2010

Hi, Tracy,

Just wanted to drop you a note thanking you and your great staff for the almost immediate improvements you have made on my credit report.

You guys are the BEST! Even second best comes in third to you guys!

J.R.

 

October 20, 2010

Dear Tracy,

It was great hearing you speak at Douglas Elliman yesterday. I found your tips on credit extremely helpful. I would like to include this information in my team's newsletter to potential clients. Is this ok with you? ...Thank you again for all the helpful information and I look forward to hearing from you.

Erica Ferrari, Prudential Douglas Elliman

October 8, 2010

When it comes to understanding Credit and how to repair it, there is only one person I think of and that's Tracy Becker. She came to my office for a presentation and blew us away with her intricate knowledge of what credit means to everyone, especially buyers. She offered great solutions on how to improve credit and explained the types of activities that negatively impact credit scores. I have referred several clients to Tracy, all of whom have said amazing things about her and her team. If you have any credit issues or questions, I would encourage you to give Tracy a call!!!"

Vicario Brensley Phillip, The Real Estate Group, New York

 

October 7, 2010

Tracy,

Thank you so much for your attention in this matter..btw...Cynthia was awesome in helping me as well...I am liking this communication and attention to detail...thanks again..

Richard Fingerlin, Senior Loan Officer, Chase

October 5, 2010

This most recent edition of the "Credit News" is the very best since I began receiving them. Thanks, and keep it up!

A.E.

 

October 5, 2010

Tracy, you are amazing!!! I miss you. We need to talk, and I want you to speak at our next event. We just had our first Meet and Greet Breakfast and it was a success. Let's talk.

Best regards,

Frank J. Gaudio, Senior VP, Lending, USA Bank

October 5, 2010

You're the greatest, Cynthia!! That is exactly the type of information me and the client have been looking for. Please continue to work with Dr. G and please continue to update me with your progress. Thank you very much for your assistance!!

Jim O'Connor, Senior Loan Officer, JP Morgan Chase

 

September 14, 2010

I had Tracy come and present to my whole team. We found her accurate, precise and effective. She assisted a client who was quite liquid clean up her credit so we could close on a $2M apartment. I could not be happier with the results.

Frances Katzen, Executive VP, Prudential Douglas Elliman

September 6, 2010

Tracy,

This is great -- a 725 score -- it resulted in a much more favorable loan, and I very much appreciate the quick action to get me there. Another satisfied cusomter -- I'd refer someone in my situation to your company with no hesitation!

Thanks much.

D.S.

 

September 4, 2010

Tracy and North Shore Advisory open the black box of credit reporting and fix the errors that our credit reports are sometimes linked with. Credit reports and the scoring models are not exactly the most transparent of things. They are complicated, counter-intuitive and frustrating. Tracy gives us the insight we need to keep errors in check and increase our credit scores.

J.L.

Tracy has helped many of my clients over the years. I have seen her work with my clients to get some scores up over 100 points. Her credit knowledge is endless. Of course that would be expected from someone who wrote on a book on it, literally! Tracy and her team do an excellent job and someone is always there to take your call. I would recommend her to anyone!

J.M.

 

September 3, 2010

Tracy and her team are always quick to respond with honest and accurate information regarding repairing and increasing a borrower's credit scores. Her 20+ years of experience make her a TRUE expert in the field. I enjoy working with Tracy on helping my clients close their mortgage loans faster and with the very best interest rate they can get!

J.F.

August 31, 2010

Tracy is one of the most knowledgeable people in her field and provides a valuable service for those in need of credit repair. Each of the clients that I have referred to Tracy were extremely pleased with the service and results. When it comes to understanding or improving a credit score, I highly recommend speaking to Tracy.

Robert Fine, Senior Vice President & Group Director, Signature Bank

 

August 20, 2010

Amanda, the work your office does is exceptional. I am including the client's lawyer and realtor in this e-mail. The work your agency does has assisted many of my clients. You were able to improve this person's credit in a short period of time enabling her to apply for the preferred loan that she wanted. Again thanks for the great work. It's nice to have a network of people to work with that are the best at what they do.

Have a great weekend!

Dan Trebowski, Bank of America

August 17, 2010

From day one NSA were total professionals. They explained everything clearly, including how the credit reporting system works. They were experts at negotiating with the credit bureaus and extremely tenacious and effective at removing irregularities and inaccuracies in my history. My credit was dead and they resurrected it, raising my credit score significantly. Their rates were fair and they only asked for payment on successful results. I would refer them to anyone!

J.L.

 

August 30, 2010

Tracy has always been a pleasure to do business with. I have confidence in her abilities to get the job done on time and within budget. Over the years that we have worked together, the clients that I referred to Tracy have been very happy with her services. She takes the time to explain the process and the time frame for completion. This goes a long way in developing a satisfied customer. I highly recommend Tracy and her organization.

R.T.

 

August 13, 2010

Hi Tracy,

Yes. I found everything and see that we are indeed done. Thank you for pushing my credit score up. The results worked- I closed on my new three family house on April 9th of this year.

Couldn't have done it without your help and expert staff!!

I will certainly recommend North Shore Advisory to anyone and everyone.

Many many thanks! -J.L.

 

August 3, 2010

Dear Brokers and Agents,

For over 20 years Tracy A. Becker President of North Shore Advisory has provided unique solutions to restoring credit profiles for my clients, family and friends. Tracy has been a great help to everyone I have referred her to. So I am referring her to you! Some of the items Tracy has improved, udpated, changed and corrected for my clients include:

• Late payments
• Judgments
• Bankruptcy
• Tax liens
• Charge offs
• Collections

I am sure Tracy will be able to help you and your clients as she has with all of mine.

Sincerely yours,

Joe Robles- Senior Vice President/FHA Underwriter

 

August 3, 2010

In my work as a freelance, full charge bookkeeper, I had the pleasure of working with Tracy to repair a client's credit score to enable the firm to obtain a business loan. Tracy and her staff performed magic, and we were able to accomplish our goals in a very short period of time. I highly recommend North Shore Advisory, Inc.

-Joanne Oropeza- JGO Business Specialists, Inc., President

July 23, 2010

You did it!

720 score.

Thanks,

Traylor McClellan- Wells Fargo Home Mortgage, Mortgage Consultant

 

July 20, 2010

I have made many referrals to Tracy and her team for 13 years, and have never heard one complaint! North Shore Advisory is able to assist my clients to obtain their credit goals and educate them on the importance of maintaining one's credit. It is a positive reflection on me to refer my clients to a company like North Shore Advisory because of the service, courtesy and professionalism that is provided.

-Gabrielle E. Stern- Signature Bank, Group Director and Senior Vice President

July 19, 2010

Cynthia,

I just wanted to send you and your company a quick note of thanks. As a result of your services you have quickly and drastically assisted me in getting my credit score right where I thought it should be. Even after the reporting of my closing on a mortgage and a line of credit, my scores are currently as follows:

Transunion- 780

Equifax- 788

Vantage/Experian- 910

I will continue to practice your helpful and practical tips of the trade to maintain these scores and even strive to improve them. Meanwhile, my wife and I are more than pleased, relieved, and very excited to get on with the purchasing of a home!

Thanks again,

M.C.

July 13, 2010

Hello Miss Becker- I'm Daniel Gonzalez, the President of CABS at Monroe College. I met you on June 19th when you came to speak to our students. I wanted to thank you for taking the time to come in and talk about credit. The information you gave us, including how credit scores work, how to use credit cards to our benefit, and the "Tips on Credit" handout, was very helpful and interesting. I am sure many, if not all, in the audience found information that we could use to help us improve our credit scores. I found some information that I am going to use to guide me to improving my credit score so I personally appreciate the information you taught us. Also, as your event was the first I experienced as a club member, I was eager to see how an event like this could enhance my course studies. As a result of your presentation I walked away excited about the possibilities for understanding the real-world applications of the theories I'm learning. I wish we had two or three hours to explore the information you gave us. I had not gotten the opportunity to thank you earlier and I wanted to make sure you knew I/we appreciate your having taken the time to speak to us about this important subject. Hopefully we will have other opportunities to have events like this in the future.

Sincerely,

Daniel Gonzalez- President of CABS at Monroe College

July 2, 2010

Keep doing a great job Tracy! I always recommend you. K.G. will be calling you soon she needs your help.

-Paul Litvintsev- Thaureau Group

July 1, 2010

All- If you have a borrower with credit issues and it's affecting your pricing and/or even ability to get a loan approved, you may want to reach out to Tracy at North Shore Advisory to see if she can assist. She provides an excellent service, and has successfully helped several very happy clients of mine recently.

-Justin Pfeifer- Metlife Bank of America, Home Loans

July 1, 2010

Tracy, you're the BEST!! You have come through for me on so many occasions...Don't change a thing, you're doing great!

-Alex Elezaj- Bank of America

June 31, 2010

North Shore Advisory was referred to me by a loan officer who told me I had a long and extensive battle to fight. I had been unemployed three times, got divorced and lost my home while attending several (3) court cases. I became homeless and had no other choice than to be at the mercy of others. I didn't want to file bankruptcy because I had every intention of paying all my debt. However, creditors could care less about your financial and emotional stress. They just want their money.

The professionalism and caring you get from North Shore is impossible to find anywhere else. I have been fully independent all my life. I took care of myself, my family, and anyone else who needed me. After the severe emotional stress I had gone through, I finally accepted that I needed someone to help me so that I could take care of a mess (credit scores) that I had somewhat thought was hopeless. They became my voice when I had no strength to deal with any more trauma. If anyone knows what they're doing, it's North Shore Advisory.

North Shore has literally given me my life back. I am now seeing a light I couldn't see before. They treat you like an individual and not just another customer. Although I was a very strong person in the past I lost it somewhere with everything that was going on in my life. I feel like a person again. I'm not afraid anymore and I'm almost the person I was before my life fell apart. I owe it all to North Shore and "YES" your scores do go up.

I don't know what I would have done without Tracy and Cynthia who took the time to listen and understand what I went through and the situation I've been in. I was blessed when North Shore Advisory took me as a client.

Thank you,

W.C.

June 29, 2010

Dear A,

I wanted to get back to you about the credit restoration service that I have had great results with. I would highly recommend that you give Tracy Becker's team at North Shore Advisory a call to help you out with this. I have seen them get scores up over 100 points in a matter of a month, so I recommend all of my clients to them.

Regards,

Jim McPartland- Bank of America

June 15, 2010

I found North Shore Advisory, Inc. from the internet and decided to hire them to improve my company's Dun and Bradstreet credit scores. NSA successfully increased our Paydex Score from a 72 to an 80. Throughout the process there were new complications with our Vendors and there was no extra charge. We were updated consistently on our status and given information on what our role should be in the improvement of our score. NSA continued to work on our business credit well after they achieved the increase in our score. The follow up and customer service was excellent. I would highly recommend them.

-S.N.

June 9, 2010

Hi,

Good news. I know you said my equifax score would increase from 717 to 740 but it actually went up to 798. Thanks!!! Excited to see what you can do with experian. Thanks!!!

-J.M.

June 7, 2010
Tracy,

It was a pleasure meeting you today and your talk was GREAT!

-Karen Rohl-Kelly- DE Capital Mortgage LLC

June 2, 2010
Hi Allie,

Here are the scores for your client. His mid score is at least a 751!
Great to see you!! This is fantastic! Thank you so much Tracy!

Kind Regards,

Allie M. Baldassari- Senior Loan Officer, Bank of America Home Loans

June 2, 2010
Dear Tracy,

787!!!!!

So TransUnion is 751 and Equifax is now 787.

-S.C.

May 26, 2010
Hello again Tracy,
First, I'd like to take a moment to say thank you so much for your presentation here at Wells for the past 2 days. I found it to be very enlightening and informative, especially in the current economic climate. What a wonderful service that you provide! I will definitely be keeping your information at arm's reach for the future.
-Meghann Vaughn- Wells Fargo Home Mortgage

May 23, 2010
Wow! After inviting Tracy Becker to address our students on the subject of credit, I wondered how and what she could possibly speak about for an hour. Again, wow! What an impressive presentation - it was mind blowing! She not only blew us all away with her extensive knowledge and expertise, but she blew away our many long-held, outdated conceptions.

You would think that credit would be a dry and boring subject. WRONG! Tracy was refreshingly direct, timely and comprehensive on a range of important issues, yet she was easy to understand. She was articulate and poised and even injected humor with her lecture. If knowledge is power we were surely empowered. ALL CREDIT TO TRACY BECKER!

Sincerely,
Arnold Fleischer- Adelphi University, Program Chairman

May 12, 2010
Thanks for sending your news letters. Very informative.
Theodore Ricci - HSBC

May 19, 2010
Hi Tracy,
Everyone loved you and all of your tips. Please come back and visit come the fall! Thank you.
Linda Honan- Corcoran Union Square, Senior Managing Director

May 19, 2010
Hi Cynthia,
It was a pleasure speaking with you today. You have been a great help. Once I get my information together I will send it to you and then you will be able to quote me a price. What is the best way I can send it to you?
-T.R.

May 18, 2010
Hi Tracy,
I just wanted to send you a quick note and let you know how enlightening your talk was today. I had many questions about my own credit and you have managed to shed some much needed light on it. I also have had clients that I needed help with their credit but I never knew about your services. Now that I am informed I will be sure to send them your way.
Thank you again for all the helpful advice. All the best.
Paul Kolbusz- Corcoran Union Square, Vice President

May 12, 2010
North Shore Advisory: A quick thank you for allowing me to feel civilzed once again. When I came to you over a year ago my credit was fair in the 600 range (maybe a bit lower). I am proud to say when I checked today it was a 729, in the EXCELLENT category. I am extremely thankful to you all. I am working towards being a homeowner and this surely is the first step. Many thanks to you all!!
-L.M.

Call us today to change your credit future.