In the Press

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In the Press CEO & President, Tracy Becker has become an important resource for the press. Her credit insight via the most popular media channels ensures widespread deliverability of her expertise.
March 26, 2013 How wise is it to get a second small business credit card?- ..."If you're late on your largest line of credit, even if it's a small line, your score could plummet..."	February 28, 2013 Money Pros: Do homework when trying to repair credit - "Speaking with a credit repair expert before taking further steps may provide you with insight into the best approach for your situation."	February 7, 2013 Q & A: Tracy Becker, Credit Restoration and Education Expert - "With the right credit and an understanding of how it works, buyers can save a fortune while improving the quality of their lives."	December 17, 2012 Credit lessons learned from Superstorm Sandy- ..."When you're tight for funds and have gone through some kind of trauma like Sandy, those in good credit shape will have a lot more opportunity and a lot less stress."
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November 20, 2012 FinanceNog, Sip On Holiday Tips with Leading Experts (Part 1)- ”The allure of a discount for signing up can often feel like a smart money saving move, but according to Tracy Becker, the long-term effects are hardly worth it...”	November 19, 2012 Making the Most of Bad Credit Card Interest Rates: Weekly Interest Rate Report- ”As time goes by the scores should improve and better credit cards can be gained," says Tracy Becker, President and FICO Certified Profession with North Shore Advisory...”	November 2012 Is the Perfect 850 Credit Score Possible to Obtain?- Tracy Becker, credit expert & President of North Shore Advisory, Inc., a N.Y. based credit restoration company, recommends ”Keeping aggregate balances at 7% of aggregate limits on revolving credit gives consumers higher scores...”	September 2012 Business Credit Scores: What CPAs need to know -"Credit scores have become a major factor in today's economic climate, not just for consumers, but also for businesses seeking financing..."
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August 24, 2012 Good credit can be key in our golden years - "Neither of the parties involved could have ever foreseen this problem but they were all grateful for gaining insight prior to closing the accounts...”	August 3, 2012 Credit 911: Why is my credit score so low?- "There are many factors that are affecting your credit causing your scores to linger at a low level...”	August 3, 2012 Money Pros: Options to remove ex-wife often are iffy - ”This is why joint accounts and co-signing can be a very bad idea, even when you are married.”	July 27, 2012 When it comes to student loans, what does a default mean to credit scores? - "What becomes a problem is when you are late; it will post on credit reports as multiple accounts with the same late payment.”
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July 21, 2012 Can opening a new credit card cost you over $100,000? - "Every time a creditor analyzes and underwrites your credit card application, a copy of your credit report is reviewed, causing a hard inquiry which can drop scores 2-5 points.”	July 15, 2012 Seven key steps to get a home loan - "To see where you stand, start by checking your credit report, which is available free at annualcreditreport.com, preferably at least six months before you're ready to shop for a home...”	July 12, 2012 Using the power of high Fico Score when negotiating - "Since the 760 Fico score you have is so exceptional, having the realtor use the actual print out of your scores when presenting your offer to the seller can bring great value.”	July 8, 2012 Seven steps to the right mortgage - "If a bad credit score pushes up your interest rate by even one percentage point, you could end up paying $85,000 more over the life of a $400,000 loan, according to Tracy Becker...”
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June 27, 2012 Money Pros: Use Care With Joint Accounts - ”It is always nice to feel you are sharing in building a future with your partner. But generally speaking, it's not a good idea to open joint accounts.”	June 22, 2012 Divorce and mortgages: Could you be in for a joint-credit nightmare? - "If you remain on the loan and your future ex-wife makes late payments or defaults on the mortgage...”	June 15, 2012 Having a high credit score gives home sellers a huge bonus - "By having an excellent FICO score, sellers that qualify can use these offers responsibly to fund the 'freshening up' of their homes with no interest cost and...”	June 10, 2012 Buying a home when you have an open tax lien - "Many refinances and mortgage approvals for purchases are denied due to open tax liens...”
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May 25, 2012 The ABC's of ID Theft - "Identity theft is one of the most popular crimes that consumers fall victim to.. ”	May 17, 2012 How to Pump Up Your Credit Score - "Often lenders will review your scores from the three big credit agencies, and they use the middle number to evaluate you..."	May 11, 2012 Credit card balances reduce credit scores - "When it comes to the Fico score (most commonly used by bankers) as revolving credit balances inch up towards the aggregate limit, scores drop...”	May 8, 2012 Building a Better Credit Score and History: Separating the Myths From the Facts - "There are no 'quick fixes' in the world of credit, says Tracy Becker...”
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May 1, 2012 “Dying“ for cash - “It is actually a really good solution to a lot of problems if you have whole life insurance,' said Tracy Becker.”	April 16, 2012 Does new scoring system mean higher or lower insurance premiums for your home? - “The more information a carrier has, the better it can decide whether writing an insurance policy is a good idea, and everyone saves money..."	April 11, 2012 Money pros: Give yourself some credit - “When a consumer is late on a mortgage, especially extremely late payments, it could drop scores by 100 points or more.”	March 29, 2012 Spruce up your credit score - ”At the very least, Ms. Becker advises, firms should pay the largest unpaid bills immediately, since they 'weigh heaviest on the credit score when payments are late.' ”
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March 27, 2012 Money Pros: Opening or closing a credit card can drop your credit score by dozens of points- "Avoid surprises by checking your FICO score as well as your credit history."	March 23, 2012 Spruce up your firm’s credit score - "Many small businesses are caught off guard by their credit score, paying dearly for not knowing about a poor rating or what triggered it."	March 22, 2012 7 times when it's OK to check someone's credit report- ..."In addition to a credit report, you may also want to run a background check", says Tracy Becker.	January 23, 2012 Finding Financing for Solar Projects - ..."It doesn't have to be some extreme negative history on their credit report," Becker said.
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December 29, 2011 How Low Can Rates Go- "If your New Year's resolutions include buying a house or refinancing, the Federal Reserve has you covered."	December 26, 2011 You're more than just a number- ..."It's best to keep your credit card debt under 30 percent," advises Tracy Becker, president and founder of North Shore...	December 22, 2011 Money Pros: How to boost your credit score so you can refinance your mortgage at today's low rates - "If you have a relative or friend with old credit you can be added to their account as an authorized user."	November 24, 2011 When a Co-Borrower Has Poor Credit - "...This can be done by being "hypervigilant on paying your bills on time" for a few months, said Tracy Becker.
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November 4, 2011 ...Her Business Has Grown Due to the Recession- "In the throes of a seemingly neverending recession, it's not surprising that credit expert Tracy..."	July 2011 Who Deserves Credit?- "For complex client credit scoring issues, DeCaprio turns to Tracy Becker, whose Tarrytown, N.Y., firm..."	June 30, 2011 Want a mortgage? Spend carefully - "Your score could drop 100 points," says Tracy Becker, founder of North Shore Advisory, a credit restoration...	June 23, 2011 The Post-Foreclosure Wait - "But if someone has gone through foreclosure and still has a mountain of debt and not enough income..."
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June 2011 IRS Eases Rules on Liens for Taxpayers -"In February 2011, the IRS announced important changes to its lien filing..."	June 1, 2011 Banks requiring much higher credit score numbers than in the past for loans - "Before, you could breathe and get a loan," said Tracy Becker..."	May 25, 2011 Foreign buyers make welcom return to real estate market - "Not long after Amy Williamson began marketing the Centurion, a condo tower..."	May 19, 2011 Credit Score Catch-22: Mortgage Shopping Can Raise Your Rate - "It's a Catch-22 if ever there was one. The very process of shopping around..."
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May, 2011 Help your customers understand credit scores - "Credit scores, used widely in banking, also are important in the insurance industry where they are..."	April 20, 2011 Need a loan? 4 tips to improve your debt health -"Right now, in this economy, credit is essential to getting a mortgage. There are different kinds..."	April 20, 2011 Banks quicker to lower customers' credit ceilings -"While a credit-limit cut may seem arbitrary, there are things consumers can do to stay..."	March 11, 2011 Five Ways Women Sabotage Their Financial Futures - "What good will it be for a woman if she saves the whole world, yet forfeits her..."
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March 7, 2011 Secrets to Refinancing - "Opening and closing new credit can drop a score up to 60 points for a year. The higher the score the more it will drop..."	February 3, 2011 Why Accountants Should Know about Credit Scores - "Credit scores have become a major factor for consumers and businesses that seek financing..."	February 1, 2011 Brokers brushing up on fixing bruised credit - "Several factors can ruin a deal for a potential homebuyer, from a low offer to a bad co-op..."	January 31, 2011 Off the Palettte, Tracy Becker - "...you own a credit restoration and education business in Tarrytown. How did you get interested in painting..."
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January 30, 2010 How Consumers Manage High Credit Card Debt and Credit Scores in Difficult Times - "Credit card debts are going into default at record highs..."	January 28, 2011 Till debt do us part: 7 steps to protect your credit in a relationship - "You love each other deeply and are committed to spending..."	January, 2011 Bringing Great Opportunity for Real Estate Buyers - "With interest rates at record lows and banks tightening underwriting restrictions..."	December 27, 2010 Understanding the importance of business credit - "Today more than ever, small businesses need to be proactive in protecting their..."
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December 15, 2010 Why Do I Get Rejected For A Mortgage When My FICO Credit Score Is High? - "Tracy Becker, who is also author of 'The Credit Solutions Kit' and..."	November 29, 2010 Little Actions That Can Hurt Your Credit Score a Lot - "For instance, according to Tracy Becker, president and founder of North Shore Advisory Inc..."	November 24, 2010 Holiday Shopping? Take The Right Credit Card - "...will instantly drop your credit score by up to 60 points for a year, according to Tracy..."	October 26, 2010 Seven fun retirement savings strategies - "Keeping up your credit score is important. You never know when you might need credit -- even in retirement. Tracy..."
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October 24, 2010 Help clients take care of their credit scores - "... A bank will put all three and take the middle one as your score," said credit consultant Tracy Becker, president and founder of North Shore..."	October 22, 2010 Give Employers Some Credit - "Tracy Becker, president of North Shore Advisory, a credit-repair agency based in Tarrytown, New York, advises job candidates to be up front about..."	October 21, 2010 Viewpoint: The Potential Dangers of Too Many Credit Inquiries - "Credit inquiries are essential in reviewing loan applications. Bankers..."	October 6, 2010 Take the agita out of retirement - "Keep up your credit score. You never know when you might need credit -- even in retirement. Tracy Becker, president of North Shore Advisory and an expert..."
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September 14-20, 2010 Contrary to Popular Belief, All Credit Scores Are Not Created Equal - "More than a week ago I received a phone call from a very upset..."
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