Call today for a free credit consultation
914-524-8300 or (toll free) 866-388-9400    info@northshoreadvisory.com


 

In the Press

CEO & President, Tracy Becker has become an important resource for the press. Her credit insight via the most popular media channels ensures widespread deliverability of her expertise.

 

ExaminerDecember 7, 2014
Your Game Plan For Getting the Highest Credit Score Possible- "Obtaining the highest credit score possible is an objective that was handed to consumers decades ago.."

ExaminerOctober 30, 2014
Accounts in Collections: What's the Point of Paying Them? - "Most of us can agree that falling behind on bills isn’t fun. And the longer you fail to pay, the worse things usually get..."

ExaminerOctober 13, 2014
Marriage Binds Couples in Love, Not Credit Score - "Many couples have the misconception theat marriage will tie thier credit scores together..."

Examiner
September 26, 2014
Proposed credit law changes could be dangerous for lenders- "The Fair Credit Reporting Act (FCRA) is a 44-year-old consumer protection law that ..."

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Examiner
September 25, 2014
3 Myths and 3 Truths About FICO 9- "The FICO scoring model is changing. Here’s what that does..."

Examiner
September 4, 2014
Will the new FICO scores make a difference?- "The new FICO score just became..."

Examiner
August 1, 2014
Divorcing? Your Credit Could Be At Risk- "Splitting up with your spouse? You might be worried..."

NY TimesJuly 31, 2014
Credit Scores vs. Credit Reports- "The advice from most mortgage professionals to first-time home buyers..."

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Examiner
July 9, 2014
Saving Money: Tips everyone in their 20s should know- "Financial advisers stress that there are several money lessons everyone in thier 20s should know..."

ExaminerJune 24, 2014
Study: When the Honeymoon is Over, Credit Scores are Extremely Important- " a new survey found that finances are more important ..."

Examiner

May 28, 2014
How Do We Help Millennials Prepare For Successful Real Estate Purchases?- "A recent survey found that even though millennials, Americans younger than 34, navigate technology and social media with ease..."

ExaminerApril 29, 2014
You've Heard About the "Heartbleed" Bug. How Else Are We Vunerable Online?- "With the internet opening up so many avenues..."

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ExaminerApril 8, 2014
The Paradox of Plastic: How to Build Your Credit Score- "For some, carrying many credit cards and accounts can result in a higher credit score..."

NY TimesMarch 27, 2014
House Payments a Priority Again- "The recession turned the typical consumer debt hierarchy upside down..."

Examiner
March 18, 2014
Credit Card Debt: Should Card Companies Be Responsible for Providing Credit Scores?- "Credit card debt and credit scores are already frustrating, but ..."

ExaminerMarch 14, 2014
Is the Consumer Financial Protection Bureau (CFPB) adding to the already confusing maze of credit scores? - "(CFPB) is calling ..."

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ExaminerFebruary 26, 2014
How Vulnerable Are You to ID Theft With the IRS? - "After the recent Target identity theft fiasco..."

ExaminerFebruary 13, 2014
Preparing Credit for Loan Approval After Damage Due to The Economic Downturn - "Most consumers do not understand how credit scores work..."

ExaminerJanuary 27, 2014
Why do Credit Scores Vary? - "There is alot of confusion about credit scores and the professionals that use them..."

NY TimesOctober 24, 2013
Learning from rejection- "A rejection from a mortgage lender is no cause for shame. Instead, think of it as a call to action."

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Daily Markets October 22, 2013
Why Do I Get Rejected For A Mortgage When My FICO Credit Score Is High? - "Tracy Becker, who is also author of 'The Credit Solutions Kit' and..."

CreditCards.com March 26, 2013
How wise is it to get a second small business credit card?- ..."If you're late on your largest line of credit, even if it's a small line, your score could plummet..."

Miron Properties February 28, 2013
Money Pros: Do homework when trying to repair credit - "Speaking with a credit repair expert before taking further steps may provide you with insight into the best approach for your situation."

Miron Properties February 7, 2013
Q & A: Tracy Becker, Credit Restoration and Education Expert - "With the right credit and an understanding of how it works, buyers can save a fortune while improving the quality of their lives."

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CreditCards.com December 17, 2012
Credit lessons learned from Superstorm Sandy- ..."When you're tight for funds and have gone through some kind of trauma like Sandy, those in good credit shape will have a lot more opportunity and a lot less stress."

Go-Banking-rates-comNovember 20, 2012
FinanceNog, Sip On Holiday Tips with Leading Experts (Part 1)- ”The allure of a discount for signing up can often feel like a smart money saving move, but according to Tracy Becker, the long-term effects are hardly worth it...”

Go-Banking-rates-comNovember 19, 2012
Making the Most of Bad Credit Card Interest Rates: Weekly Interest Rate Report- ”As time goes by the scores should improve and better credit cards can be gained," says Tracy Becker, President and FICO Certified Profession with North Shore Advisory...”

Go-Banking-rates-comNovember 2012
Is the Perfect 850 Credit Score Possible to Obtain?- Tracy Becker, credit expert & President of North Shore Advisory, Inc., a N.Y. based credit restoration company, recommends ”Keeping aggregate balances at 7% of aggregate limits on revolving credit gives consumers higher scores...”

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CPA Journal September 2012
Business Credit Scores: What CPAs need to know -"Credit scores have become a major factor in today's economic climate, not just for consumers, but also for businesses seeking financing..."

The Real DealAugust 24, 2012
Good credit can be key in our golden years - "Neither of the parties involved could have ever foreseen this problem but they were all grateful for gaining insight prior to closing the accounts...”

The Real DealAugust 3, 2012
Credit 911: Why is my credit score so low?- "There are many factors that are affecting your credit causing your scores to linger at a low level...”

NY Daily NewsAugust 3, 2012
Money Pros: Options to remove ex-wife often are iffy - ”This is why joint accounts and co-signing can be a very bad idea, even when you are married.”

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The Real DealJuly 27, 2012
When it comes to student loans, what does a default mean to credit scores? - "What becomes a problem is when you are late; it will post on credit reports as multiple accounts with the same late payment.”

The Real DealJuly 21, 2012
Can opening a new credit card cost you over $100,000? - "Every time a creditor analyzes and underwrites your credit card application, a copy of your credit report is reviewed, causing a hard inquiry which can drop scores 2-5 points.”

SouthCoastToday
July 15, 2012
Seven key steps to get a home loan - "To see where you stand, start by checking your credit report, which is available free at annualcreditreport.com, preferably at least six months before you're ready to shop for a home...”

The Real Deal
July 12, 2012

Using the power of high Fico Score when negotiating - "Since the 760 Fico score you have is so exceptional, having the realtor use the actual print out of your scores when presenting your offer to the seller can bring great value.”

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The Real Deal
July 8, 2012
Seven steps to the right mortgage - "If a bad credit score pushes up your interest rate by even one percentage point, you could end up paying $85,000 more over the life of a $400,000 loan, according to Tracy Becker...”

NY Daily News June 27, 2012
Money Pros: Use Care With Joint Accounts - ”It is always nice to feel you are sharing in building a future with your partner. But generally speaking, it's not a good idea to open joint accounts.”

The Real Deal
June 22, 2012
Divorce and mortgages: Could you be in for a joint-credit nightmare? - "If you remain on the loan and your future ex-wife makes late payments or defaults on the mortgage...”

The Real Deal
June 15, 2012
Having a high credit score gives home sellers a huge bonus - "By having an excellent FICO score, sellers that qualify can use these offers responsibly to fund the 'freshening up' of their homes with no interest cost and...”

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The Real Deal
June 10, 2012
Buying a home when you have an open tax lien - "Many refinances and mortgage approvals for purchases are denied due to open tax liens...”

The Real Deal
May 25, 2012
The ABC's of ID Theft - "Identity theft is one of the most popular crimes that consumers fall victim to.. ”

NY Times

May 17, 2012
How to Pump Up Your Credit Score - "Often lenders will review your scores from the three big credit agencies, and they use the middle number to evaluate you..."

The Real Deal
May 11, 2012
Credit card balances reduce credit scores - "When it comes to the Fico score (most commonly used by bankers) as revolving credit balances inch up towards the aggregate limit, scores drop...”

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The Real Deal
May 8, 2012
Building a Better Credit Score and History: Separating the Myths From the Facts - "There are no 'quick fixes' in the world of credit, says Tracy Becker...”

The Real Deal
May 1, 2012
“Dying“ for cash - “It is actually a really good solution to a lot of problems if you have whole life insurance,' said Tracy Becker.”

InsuranceQuotes April 16, 2012
Does new scoring system mean higher or lower insurance premiums for your home? - “The more information a carrier has, the better it can decide whether writing an insurance policy is a good idea, and everyone saves money..."

NY Daily News April 11, 2012
Money pros: Give yourself some credit - “When a consumer is late on a mortgage, especially extremely late payments, it could drop scores by 100 points or more.”

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Crains Chicago March 29, 2012
Spruce up your credit score - ”At the very least, Ms. Becker advises, firms should pay the largest unpaid bills immediately, since they 'weigh heaviest on the credit score when payments are late.' ”

NY Daily News March 27, 2012
Money Pros: Opening or closing a credit card can drop your credit score by dozens of points- "Avoid surprises by checking your FICO score as well as your credit history."

Crains NY March 23, 2012
Spruce up your firm’s credit score - "Many small businesses are caught off guard by their credit score, paying dearly for not knowing about a poor rating or what triggered it."

CreditCards.com March 22, 2012
7 times when it's OK to check someone's credit report- ..."In addition to a credit report, you may also want to run a background check", says Tracy Becker.

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NJBiz January 23, 2012
Finding Financing for Solar Projects - ..."It doesn't have to be some extreme negative history on their credit report," Becker said.

NY Times December 29, 2011
How Low Can Rates Go- "If your New Year's resolutions include buying a house or refinancing, the Federal Reserve has you covered."

FOX Business December 26, 2011
You're more than just a number- ..."It's best to keep your credit card debt under 30 percent," advises Tracy Becker, president and founder of North Shore...

NY Daily News December 22, 2011
Money Pros: How to boost your credit score so you can refinance your mortgage at today's low rates - "If you have a relative or friend with old credit you can be added to their account as an authorized user."

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NY Times November 24, 2011
When a Co-Borrower Has Poor Credit - "...This can be done by being "hypervigilant on paying your bills on time" for a few months, said Tracy Becker.

Westchester Magazine's 914 INC November 4, 2011
...Her Business Has Grown Due to the Recession- "In the throes of a seemingly neverending recession, it's not surprising that credit expert Tracy..."

Financial Advisor Magazine July 2011
Who Deserves Credit?- "For complex client credit scoring issues, DeCaprio turns to Tracy Becker, whose Tarrytown, N.Y., firm..."

Bank Rate.com June 30, 2011
Want a mortgage? Spend carefully - "Your score could drop 100 points," says Tracy Becker, founder of North Shore Advisory, a credit restoration...

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NY Times June 23, 2011
The Post-Foreclosure Wait - "But if someone has gone through foreclosure and still has a mountain of debt and not enough income..."

CPA Journal

June 2011
IRS Eases Rules on Liens for Taxpayers -"In February 2011, the IRS announced important changes to its lien filing..."

NY Daily News June 1, 2011
Banks requiring much higher credit score numbers than in the past for loans - "Before, you could breathe and get a loan," said Tracy Becker..."

Brokers Weekly May 25, 2011
Foreign buyers make welcome return to real estate market - "Not long after Amy Williamson began marketing the Centurion, a condo tower..."

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AOL Real Estate May 19, 2011
Credit Score Catch-22: Mortgage Shopping Can Raise Your Rate - "It's a Catch-22 if ever there was one. The very process of shopping around..."

Professional Insurance Agents

May, 2011
Help your customers understand credit scores - "Credit scores, used widely in banking, also are important in the insurance industry where they are..."

Reuters News April 20, 2011
Need a loan? 4 tips to improve your debt health -"Right now, in this economy, credit is essential to getting a mortgage. There are different kinds..."

Reuters News April 20, 2011
Banks quicker to lower customers' credit ceilings -"While a credit-limit cut may seem arbitrary, there are things consumers can do to stay..."

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AOL's Daily Finance March 11, 2011
Five Ways Women Sabotage Their Financial Futures - "What good will it be for a woman if she saves the whole world, yet forfeits her..."

AOL Real Estate March 7, 2011
Secrets to Refinancing - "Opening and closing new credit can drop a score up to 60 points for a year. The higher the score the more it will drop..."

WebCPA February 3, 2011
Why Accountants Should Know about Credit Scores - "Credit scores have become a major factor for consumers and businesses that seek financing..."

The Real Deal February 1, 2011
Brokers brushing up on fixing bruised credit - "Several factors can ruin a deal for a potential homebuyer, from a low offer to a bad co-op..."

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Hudson Valley Biz January 31, 2011
Off the Palettte, Tracy Becker - "...you own a credit restoration and education business in Tarrytown. How did you get interested in painting..."

Patch January 30, 2010
How Consumers Manage High Credit Card Debt and Credit Scores in Difficult Times - "Credit card debts are going into default at record highs..."

Reuters News January 28, 2011
Till debt do us part: 7 steps to protect your credit in a relationship - "You love each other deeply and are committed to spending..."

Mann Report January, 2011
Bringing Great Opportunity for Real Estate Buyers - "With interest rates at record lows and banks tightening underwriting restrictions..."

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Westchester County Business Journal December 27, 2010
Understanding the importance of business credit - "Today more than ever, small businesses need to be proactive in protecting their..."

Daily Markets December 15, 2010
Why Do I Get Rejected For A Mortgage When My FICO Credit Score Is High? - "Tracy Becker, who is also author of 'The Credit Solutions Kit' and..."

WalletPop.com November 29, 2010
Little Actions That Can Hurt Your Credit Score a Lot - "For instance, according to Tracy Becker, president and founder of North Shore Advisory Inc..."

Reuters NewsNovember 24, 2010
Holiday Shopping? Take The Right Credit Card - "...will instantly drop your credit score by up to 60 points for a year, according to Tracy..."

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WalletPop.comOctober 26, 2010
Seven fun retirement savings strategies - "Keeping up your credit score is important. You never know when you might need credit -- even in retirement. Tracy..."

Investment News.comOctober 24, 2010
Help clients take care of their credit scores - "... A bank will put all three and take the middle one as your score," said credit consultant Tracy Becker, president and founder of North Shore..."

Portfolio.comOctober 22, 2010
Give Employers Some Credit - "Tracy Becker, president of North Shore Advisory, a credit-repair agency based in Tarrytown, New York, advises job candidates to be up front about..."

American BankerOctober 21, 2010
Viewpoint: The Potential Dangers of Too Many Credit Inquiries - "Credit inquiries are essential in reviewing loan applications. Bankers..."

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Bank Rate.comOctober 6, 2010
Take the agita out of retirement - "Keep up your credit score. You never know when you might need credit -- even in retirement. Tracy Becker, president of North Shore Advisory and an expert..."

ExaminerSeptember 14-20, 2010
Contrary to Popular Belief, All Credit Scores Are Not Created Equal - "More than a week ago I received a phone call from a very upset...

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Banks and Realtors We Work With and Educate

Citi Bank, Bank of America, Chase, Corcoran Real Estate, HSBC Bank, MetLife, GE Capital, Halstead Properties

Universities We Educate

 

"Great credit brings great opportunity!!"

For over 25 years, North Shore Advisory, Inc., a New York based Credit Services/Education Company, has helped countless individuals and companies save hundreds of thousands of dollars with their unique Credit Repair process.


North Shore Advisory, Inc.
155 White Plains Rd. Suite 200
Tarrytown, NY 10591

Phone: 914-524-8300 or (toll free) 866-388-9400
Fax: 914-524-5014
info@northshoreadvisory.com

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